DBS Bank
DBS Bank
DBS Bank is a Singapore-headquartered financial services group serving customers across 19 Asian markets. Its business spans retail banking, corporate banking and wealth management, supported by digital banking capabilities and an increasing focus on artificial intelligence. DBS also explores financial innovation, including tokenised products, while highlighting responsible banking, sustainability and scam prevention as part of its customer-focused approach. The company operates across banking, finance and fintech and is known for its strong regional presence and industry recognition.

Virtual Relationship Manager, Consumer Banking - DBS Bank, Pune (Onsite)

Manage virtual relationships with Emerging Affluent and Treasures customers for DBS India’s consumer banking business. The role covers customer acquisition, wealth relationship development, digital onboarding, and remote banking support.

Description

  • Acquire clients through electronic onboarding of supplied leads and develop relationships that support sustained AUM growth
  • Build the Virtual Relationship Channel into a significant revenue contributor through engagement across multiple communication channels
  • Optimize the product mix, acquire new-to-bank non-resident customers, and deepen relationships with existing customers
  • Improve customer satisfaction through timely communication and resolution of client enquiries
  • Explain product features and functionality to new customers and support their onboarding
  • Promote DBS India’s digital delivery channels to improve transaction efficiency
  • Engage Emerging Affluent and Treasures customers to retain relationships and support sustainable growth
  • Maintain effective onboarding, client coverage, and client economics
  • Coordinate investment and insurance portfolio reviews with Investment, Insurance, and Wealth specialists
  • Develop client relationships from opportunities sourced through SME, CEP, IBG, DBS Experience Centers, and influencers
  • Provide digital onboarding, account upgrades, scan- and email-based wealth transactions, doorstep banking, and digital or remote account maintenance
  • Work with Cluster locations, Operations, and other stakeholders to complete customer instructions accurately and promptly
  • Gather customer feedback and identify improvements across operations, administration, processes, products, and services
  • Stay informed about relevant products and services to recommend appropriate client solutions
  • Support process and product enhancement initiatives and share feedback on service and product offerings
  • Maintain compliance with internal audit standards, regulatory obligations, quality assurance requirements, the code of conduct, and control frameworks

Requirements

  • Experience serving high-net-worth clients at a financial institution or KPO
  • Ability to manage client requests through electronic channels and work confidently with digital tools
  • Solid knowledge of wealth management products, including investments and insurance
  • Customer-focused approach with the ability to identify clients’ financial needs
  • AMFI or IRDAI Composite insurance and investment certifications are advantageous
  • Strong spoken English and Hindi skills
  • Fluency in a regional language such as Marathi, Bengali, Tamil, or Telugu is advantageous
  • University-level education, preferably in finance, business, or a related field
  • Postgraduate qualification in marketing, finance, or banking is desirable
  • Sales capability and the ability to influence teams
  • People management experience
  • Strong communication skills
  • Ability to work effectively in an ambiguous environment
  • Strong understanding of the Bank’s strategy and the ability to interpret and execute it to grow customer wallet share
  • Demonstrated success executing sales or marketing strategies that generated business growth

Benefits

  • Ongoing professional development
  • Flexible working arrangements
  • Career growth opportunities in an inclusive and diverse environment

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