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Financial Crime Prevention Associate II – Fraud Detection, Bogotá (Hybrid)
Join BBVA Colombia’s fraud prevention team to strengthen acquiring-channel controls and mitigation strategies. Analyze payment risks, chargebacks, and irregular activity while supporting data-driven automation and artificial intelligence initiatives.
Tavsif
- Lead the design, implementation, and continuous improvement of fraud prevention and detection strategies for the acquiring channel.
- Assess the effectiveness of mitigation strategies, controls, and alerts across Credibanco and Redeban.
- Lead merchant meetings to review fraud, chargebacks, and basis points, then agree on mitigation measures.
- Coordinate operational fraud containment, merchant notifications, reversals, recoveries, and fund retention.
- Coordinate fraud management with Openpay for merchants connected as gateways or aggregators.
- Adapt the group’s global fraud prevention strategies to the local operating context.
- Work with Operations on chargeback management and compliance with card-scheme rules.
- Participate in meetings with industry associations, authorities, and other group geographies.
- Manage on-site investigations with Incocredito when potential security breaches arise.
- Identify fraud trends and modus operandi, and coordinate merchant education and training campaigns.
- Monitor billing anomalies and identify irregular merchant activity.
- Generate early warnings and recommend preventive measures for merchants at risk.
- Investigate merchants reported by issuers or identified through card-scheme monitoring.
- Prepare recurring reports, performance indicators, and audit documentation.
- Oversee the automation of reports, analyses, and controls with Data Analytics.
- Define strategic KPIs for fraud management.
- Stay current on threats, fraud methods, regulations, and Visa and Mastercard mandates.
- Promote the use of BBVA group artificial intelligence tools.
- Keep process documentation, manuals, and instructions required by BEx up to date.
Talablar
- Degree in business administration, economics, or engineering.
- At least three years of demonstrated experience preventing fraud in acquiring-side payment operations.
- Advanced experience with fraud prevention tools such as Monitor+, OpenControl, Sentinel, ARIC, or comparable platforms.
- Knowledge of patterns, trends, and modus operandi associated with acquiring fraud.
- Strong analytical ability to assess detection strategies.
- Understanding of end-to-end business processes and banking operations within payments.
- Knowledge of Visa and Mastercard authorization and authentication protocols, particularly for e-commerce.
- Advanced SQL and Python skills for database work.
- Advanced Excel proficiency.
- Experience with data visualization and business intelligence tools.
- Experience preventing issuer-side fraud is desirable.
- Knowledge of next-generation, data-driven fraud prevention technologies is desirable.
- Previous experience managing security incidents is desirable.
- Customer orientation, analytical thinking, initiative, organization, time management, collaboration, teamwork, and effective communication.
Imtiyozlar
- Ongoing learning and knowledge sharing.
- A diverse and inclusive team.
- Equal opportunity plan.
- Professional development opportunities.
- Hybrid working arrangement.