Fiserv жеке тұлғаларға, бизнеске, қаржы ұйымдарына, кредиттік серіктестіктерге, кәсіпорындарға және мемлекеттік сектор ұйымдарына арналған қаржылық қызметтер технологияларын әзірлейді. Оның өнімдері цифрлық банкингті, төлемдерді өңдеуді, сауданы және біріктірілген төлем мүмкіндіктерін қолдайды. Бұл шешімдер финтех және бағдарламалық жасақтама жеткізушілеріне қаржылық қызметтерді ұсынуға және олардан табыс табуға көмектеседі. Компания корпоративтік жауапкершілік бастамалары арқылы шағын және әртүрлі қауымдастықтарға тиесілі кәсіпорындармен де жұмыс істейді.
VP, Head of Payment Facilitation
Lead Fiserv’s PayFac-as-a-Service strategy, operating models, risk governance, and commercialization. Build global teams and scale compliant embedded payment offerings.
Сипаттама
- Lead strategy, product development, and commercialization for Fiserv’s PayFac-as-a-Service offering in Merchant Solutions.
- Set the global product strategy and multi-year roadmap for PayFac-as-a-Service.
- Identify target client segments, use cases, value propositions, capabilities, and modular offerings.
- Manage operating models ranging from Full-Service PayFac to Managed PayFac and Fiserv-led PayFac-as-a-Service.
- Design delegation, qualification, accountability, risk, and control frameworks across the acquiring value chain.
- Govern final merchant approval, access to funds and payout control, settlement accountability, MATCH decisions, network reporting, and PF sponsorship authority.
- Work with Risk, Compliance, and Legal to maintain compliance with Mastercard, Visa, and other network rules.
- Set requirements for merchant onboarding, KYC/KYB, underwriting, and activation.
- Oversee fraud and portfolio monitoring, disputes, chargebacks, merchant servicing, reconciliation, and operational reporting.
- Set commercial packaging, pricing, managed services, platform fees, and oversight models.
- Lead go-to-market planning with Sales and Partnerships.
- Coordinate Product, Technology, Risk, Compliance, Legal, Finance, and Operations around priorities and measurable results.
- Lead QBRs, MBRs, operating and roadmap reviews, executive communications, and stakeholder alignment.
- Set oversight and contracting models that include evidence, reporting, audit, intervention, and remediation rights.
- Define and track KPIs, onboarding and portfolio performance, risk indicators, and commercial results.
- Build and lead a global PayFac-as-a-Service organization across product, delegation and risk design, onboarding and underwriting, and commercial enablement.
- Develop talent and future leaders through coaching, mentoring, and career development.
Талаптар
- At least 14 years of experience in payments, merchant acquiring, payment facilitation, fintech, financial services, or related fields.
- At least 8 years of progressive leadership experience managing global teams and enterprise-scale initiatives.
- Deep expertise in the Payment Facilitator/PayFac model, merchant acquiring, and the acquiring value chain.
- Strong working knowledge of Mastercard and Visa Service Provider registration, AML and sanctions, KYC/KYB, MATCH, and chargeback and dispute frameworks.
- Demonstrated experience designing delegation, risk, and control frameworks that balance operational flexibility with registered-party accountability.
- Experience setting commercial packaging, pricing, and go-to-market models for platform or managed-services offerings.
- A track record of influencing executives and aligning Product, Risk, Compliance, and Legal teams.
- Strong analytical, strategic planning, and executive communication skills.
- Advanced skills in PowerPoint and Excel.
- Bachelor’s degree required.
- MBA or other advanced degree preferred.
- Experience launching or scaling a PayFac, PayFac-as-a-Service, or embedded-payments business preferred.
- Familiarity with Fiserv acquiring platforms, Commerce Hub, and merchant onboarding and risk systems preferred.
- Experience preparing materials for the Board, Investor Relations, or executive leaders on strategy and risk preferred.
- Knowledge of AI-powered onboarding and risk tools and modern product development practices preferred.
Артықшылықтар
- Equal opportunity employer.
- Reasonable accommodations are available for applicants with disabilities.
- Workplace accommodation support is available for current associates.