Clara este o companie de tehnologie financiară din America Latină, axată pe gestionarea cheltuielilor corporative pentru companii. Platforma sa reunește într-o singură ofertă carduri corporative emise la nivel local, plata facturilor, soluții de finanțare și software pentru gestionarea cheltuielilor. Clara este cunoscută și pentru accentul pus pe o cultură organizațională incluzivă și a atins statutul de unicorn în ceea ce privește evaluarea. Pentru profesioniștii care explorează oportunități în domeniul fintech B2B, Clara oferă șansa de a lucra la produse financiare concepute pentru companii din întreaga regiune.
Compliance Operations Associate
Handle AML/KYC reviews, transaction monitoring and escalations for Clara’s corporate cards, bill pay, financing and B2B payments across Latin America.
Descriere
- Support customer onboarding, recurring reviews and AML/CFT operations in Brazil, Mexico and Colombia
- Review onboarding, remediation and reassessment cases
- Assess corporate documents, ownership structures, UBOs, business models, expected activity and consistency of customer information
- Conduct KYC/KYB checks and enhanced due diligence, including PEP, sanctions and adverse media screening
- Monitor transactions and resolve AML/CFT alerts with documented closure or escalation
- Investigate unusual or potentially suspicious activity and escalate cases under internal governance
- Assist with scheduled and event-driven reviews, customer risk classification, controls, remediation and internal or regulatory reporting inputs
- Follow the KYC Manual, AML/CFT policies, risk criteria, checklists, SLAs and escalation procedures
- Keep records complete, accurate and auditable
- Prioritize the Compliance pipeline by risk and SLA, and report volumes, aging, backlogs and material exceptions
- Escalate higher-risk cases and issues that require risk decisions
- Work with Operations, Fraud, Risk, Credit, Product, Engineering and Data
- Contribute to AML/CFT risk assessments, quality reviews, control testing, metrics, procedures, playbooks and training materials
- Identify suitable automation opportunities and help define requirements, test, implement and validate them while maintaining human review and auditability
Cerințe
- Located in Brazil
- At least two years of experience in Compliance Operations, KYC, KYB, AML/CFT, transaction monitoring or customer onboarding
- Hands-on experience reviewing legal entities, UBOs, ownership structures, customer documents and AML/CFT alerts
- Working knowledge of customer due diligence, enhanced due diligence, PEP and sanctions screening, adverse media and suspicious activity escalation
- Able to manage high-volume queues, meet SLAs and maintain clear, complete, auditable case records
- Good judgment and careful attention to detail
- Able to apply policies consistently and recognize when a case needs escalation
- Strong ownership and organization, with clear communication across teams and countries
- Experience with AML/CFT requirements or Compliance operations in Brazil, Mexico or Colombia
- Experience using case management, screening or transaction monitoring tools
- Experience supporting regulatory reporting, audits, control testing or remediation plans
- Spanish proficiency
- Experience or strong interest in workflow automation, data analysis or responsible AI use in Compliance operations
Beneficii
- Competitive salary
- Stock options (ESOP) from the first day
- Annual learning budget
- Accelerated development opportunities
- Hybrid work split between the office, customer sites and home
- English-speaking work environment, with Spanish and Portuguese used daily