Clara — Латын Америкасындағы бизнеске арналған корпоративтік шығындарды басқаруға бағытталған финтех компаниясы. Оның платформасы жергілікті түрде шығарылатын корпоративтік карталарды, шоттарды төлеу қызметін, қаржыландыру шешімдерін және шығындарды басқару бағдарламалық жасақтамасын бір ұсынысқа біріктіреді. Clara инклюзивті корпоративтік мәдениетке баса мән беруімен де танымал және бір мүйізді стартап мәртебесіне жеткен. B2B финтех саласындағы мүмкіндіктерді қарастыратын мамандар үшін Clara өңірдегі компанияларға арналған қаржылық өнімдермен жұмыс істеуге мүмкіндік береді.
Compliance Operations Associate
Handle AML/KYC reviews, transaction monitoring and escalations for Clara’s corporate cards, bill pay, financing and B2B payments across Latin America.
Сипаттама
- Support customer onboarding, recurring reviews and AML/CFT operations in Brazil, Mexico and Colombia
- Review onboarding, remediation and reassessment cases
- Assess corporate documents, ownership structures, UBOs, business models, expected activity and consistency of customer information
- Conduct KYC/KYB checks and enhanced due diligence, including PEP, sanctions and adverse media screening
- Monitor transactions and resolve AML/CFT alerts with documented closure or escalation
- Investigate unusual or potentially suspicious activity and escalate cases under internal governance
- Assist with scheduled and event-driven reviews, customer risk classification, controls, remediation and internal or regulatory reporting inputs
- Follow the KYC Manual, AML/CFT policies, risk criteria, checklists, SLAs and escalation procedures
- Keep records complete, accurate and auditable
- Prioritize the Compliance pipeline by risk and SLA, and report volumes, aging, backlogs and material exceptions
- Escalate higher-risk cases and issues that require risk decisions
- Work with Operations, Fraud, Risk, Credit, Product, Engineering and Data
- Contribute to AML/CFT risk assessments, quality reviews, control testing, metrics, procedures, playbooks and training materials
- Identify suitable automation opportunities and help define requirements, test, implement and validate them while maintaining human review and auditability
Талаптар
- Located in Brazil
- At least two years of experience in Compliance Operations, KYC, KYB, AML/CFT, transaction monitoring or customer onboarding
- Hands-on experience reviewing legal entities, UBOs, ownership structures, customer documents and AML/CFT alerts
- Working knowledge of customer due diligence, enhanced due diligence, PEP and sanctions screening, adverse media and suspicious activity escalation
- Able to manage high-volume queues, meet SLAs and maintain clear, complete, auditable case records
- Good judgment and careful attention to detail
- Able to apply policies consistently and recognize when a case needs escalation
- Strong ownership and organization, with clear communication across teams and countries
- Experience with AML/CFT requirements or Compliance operations in Brazil, Mexico or Colombia
- Experience using case management, screening or transaction monitoring tools
- Experience supporting regulatory reporting, audits, control testing or remediation plans
- Spanish proficiency
- Experience or strong interest in workflow automation, data analysis or responsible AI use in Compliance operations
Артықшылықтар
- Competitive salary
- Stock options (ESOP) from the first day
- Annual learning budget
- Accelerated development opportunities
- Hybrid work split between the office, customer sites and home
- English-speaking work environment, with Spanish and Portuguese used daily