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Early Warning
Early Warning
1,001 – 5,000 Employees
BankingCybersecurityFintech
Early Warning builds financial technology that helps banks and credit unions move money securely, verify identity, and manage payment risk. Its network-based platforms and brands include Zelle for person-to-person payments, Paze for bank-connected digital checkout, and Certos for identity and fraud solutions. Serving the banking sector through shared data, analytics, and risk infrastructure, the company supports faster transactions while helping financial institutions protect consumers and small businesses from fraud.
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Senior Lead Fraud Program Manager at Early Warning (Hybrid)

Lead enterprise fraud-risk programs protecting Early Warning’s U.S. payments platforms, including Zelle® and Paze®. Shape technology-led initiatives across product, engineering, security, compliance, legal, and other enterprise teams.

USUnited StatesAZArizonaCACaliforniaILIllinoisNYNew York
$154,000 – $193,000 / year
HybridFull-timeSeniorEnglish RequiredProgram Manager
PMPSQL

Description

  • Lead the design, delivery, and ongoing enhancement of key Fraud Risk Program components
  • Turn fraud strategy into actionable roadmaps, epics, features, and technical specifications
  • Direct complex, technology-driven fraud initiatives across interconnected workstreams
  • Build program governance, operating cadences, KPIs, reporting processes, and risk controls
  • Track fraud performance, surface emerging threats, and lead mitigation efforts
  • Manage program-level risks, issue resolution, and change control across cross-functional teams
  • Collaborate with Product, Engineering, Architecture, Security, Compliance, and Legal to align fraud capabilities with business strategy and roadmap priorities
  • Oversee vendors providing third-party fraud solutions
  • Create and maintain fraud-risk standards, policies, controls, and documentation that reflect regulatory obligations and industry practice
  • Equip senior leaders with data-based recommendations and clear, executive-level communications
  • Coach and support other Fraud Risk Program Managers
  • Contribute to enterprise risk management while safeguarding systems and data integrity

Requirements

  • Bachelor’s degree in business, finance, computer science, risk management, or a related discipline
  • Typically 12 or more years of experience in banking, payments, fraud risk, or related risk-management roles
  • At least 5 years leading large, complex, cross-functional fraud or payments programs
  • Track record of delivering technology-intensive initiatives with engineering teams
  • Advanced understanding of fraud-risk tools, controls, governance frameworks, and industry practices
  • Ability to communicate with and influence senior executives and stakeholders
  • Capacity to work independently in ambiguous, rapidly changing environments
  • Strong analytical reasoning and problem-solving skills with a data-led approach
  • PMP, Agile, Scrum, or comparable program-management certification, or equivalent experience
  • Successful completion of a background and drug screening
  • Experience with digital banking, payments networks, or wallet ecosystems
  • In-depth familiarity with fraud analytics, decision engines, or risk platforms
  • Experience expanding fraud programs in high-growth organizations
  • Experience using SAS, SQL, or comparable analytical coding tools
  • Demonstrated experience mentoring or leading other program managers
  • Authorization to work for any U.S. employer at the time of hire
  • This position does not offer employment visa sponsorship

Benefits

  • Medical coverage through PPO or HDHP plans, plus dental and vision insurance
  • Employer contributions to a Health Savings Account (HSA)
  • Flexible spending accounts for commuting, healthcare, and dependent-care expenses
  • 401(k) plan with a 100% Company Safe Harbor Match on the first 6% deferred, available immediately upon eligibility
  • Flexible Time Off for exempt, salaried employees
  • Generous paid time off for non-exempt, hourly employees
  • 11 paid company holidays
  • One paid volunteer day
  • 12 weeks of paid parental leave
  • Maven family-planning support covering egg freezing, fertility, adoption, surrogacy, pregnancy, postpartum care, early pediatrics, and return-to-work support
  • Discretionary incentive plan
  • Support for reasonable workplace accommodations
  • Equal employment opportunity and affirmative action

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