Stash
Stash
Stash este o companie de tehnologie financiară axată pe piața din SUA, fondată în 2015, care combină investițiile și serviciile bancare digitale într-o singură platformă pentru consumatori. Serviciile sale includ investiții în acțiuni și ETF-uri, conturi individuale de brokeraj, conturi de pensie și conturi de custodie, precum și servicii bancare mobile prin intermediul cardului Stock-Back®, care oferă utilizatorilor recompense sub formă de acțiuni asociate achizițiilor eligibile. Stash sprijină, de asemenea, educația financiară prin Stash101 și se concentrează pe ajutarea clienților să își formeze obiceiuri de investiții pe termen lung, bazate pe interesele lor. Compania deservește consumatorii printr-o echipă de 201–500 de angajați și activează în domeniile financiar, fintech și al serviciilor financiare oferite direct consumatorilor.

Fraud and Disputes Operations Associate - Stash, Hybrid New York

Investigate card, ACH, and deposit disputes for Stash, a fintech company focused on simplifying investing. Manage chargebacks, assess suspicious activity, and make accurate fraud decisions within regulatory and network deadlines.

Descriere

  • Investigate card and ACH disputes under Reg E, Mastercard, and debit network requirements
  • Resolve disputes within applicable regulatory deadlines
  • Oversee the full chargeback lifecycle while reducing financial losses
  • Review and adjudicate remote deposit capture checks, returns, and adjustments
  • Analyze suspicious account activity, high-risk transaction patterns, and customer demographics to detect and mitigate fraud
  • Turn complex data into well-supported fraud and dispute decisions
  • Record findings in clear, concise investigative summaries
  • Support collaboration, continuous improvement, and effective risk management
  • Apply emerging technologies, including AI, to improve processes and decision accuracy

Cerințe

  • Bring 3–5 years of experience processing mobile deposits and investigating and resolving debit card and ACH disputes
  • Demonstrate expert knowledge of consumer payment regulations, including Reg E, Nacha, and card and network rules
  • Have proven experience resolving transaction disputes and managing chargebacks under applicable regulatory and network requirements
  • Consistently meet strict regulatory and network deadlines while maintaining quality and accuracy
  • Understand risk management principles and internal controls
  • Analyze transaction histories, behavioral patterns, and customer demographics to identify anomalous or fraudulent activity
  • Evaluate incomplete or conflicting information and produce clear, logical, accurate determinations
  • Experience using AI tools is recommended
  • Be highly detail-oriented, organized, and proficient in written English
  • Write objective, audit-ready investigative summaries
  • Prioritize effectively in a fast-paced work environment
  • Contribute proactively to teamwork, risk management, knowledge sharing, and process improvement

Beneficii

  • Total rewards package including salary, equity, and health care coverage
  • Complimentary Stash+ account subscription
  • Flexible hybrid work arrangement combining remote work with collaboration at the New York City office
  • Flexible paid time off
  • Stipend for work-from-home equipment
  • Home internet subsidy
  • Paid parental leave for birth-giving and non-birth-giving parents in primary and secondary caregiver roles
  • Enhanced health and wellness support through One Medical and Maven Health

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