Capital Insurance Group
Capital Insurance Group
Capital Insurance Group is an insurance provider serving individuals and businesses with coverage designed to help manage financial exposure to unexpected risks and losses. Its work spans insurance solutions tailored to different client needs, with industry connections that include automotive, healthcare, and consulting.

Claim Representative III, Property – California Remote

Lead complex property, collapse, and earth movement claims for Capital Insurance Group, a West Coast property and casualty insurer. Investigate, evaluate, negotiate, audit, and mentor claims professionals.

Description

  • Manage the company’s most technically advanced property claims, covering investigation, evaluation, and negotiation for property, collapse, earth movement, and building or structure losses.
  • Serve as the team’s technical supervisor when the manager is unavailable.
  • Support regional claims audits.
  • Coach and mentor less experienced Claim Representatives.
  • Complete additional duties assigned by the Claim Manager or Director.
  • Deliver excellent service while developing agency and policyholder relationships that support successful claim resolutions.

Requirements

  • Hold a college degree or have equivalent experience.
  • Bring seven years of claims experience, including three years managing complex claim files.
  • Understand current claims laws, especially civil and tort law, along with current property insurance case law and related issues.
  • Apply working knowledge of mathematics and standard accounting practices used to calculate gross and net income or living expenses.
  • Demonstrate strong negotiation ability.
  • Explain complex legal concepts and interpret policy contracts effectively in both written and spoken communication.
  • Plan, organize, and prioritize work while meeting critical deadlines under pressure.
  • Conduct site and property inspections, including roofs, basements, and attics; the role may require climbing ladders or stairs and kneeling, crawling, or bending.
  • Hold a valid California driver license and be able to operate a vehicle.
  • Be authorized to work in the United States without current or future visa sponsorship.

Benefits

  • Accrue 21 days of paid time off during the first year.
  • CIG covers up to 87% of benefits for you and your family members.
  • Access medical, dental, and vision plans.
  • Access plans covered at 100%.
  • Basic life and accidental death and dismemberment coverage.
  • Employee assistance program.
  • Leave management support.
  • Long-term disability coverage.
  • Short-term disability coverage outside California.
  • Family caregiver support through Homethrive.
  • Child care resources through Tootris.
  • Business travel accident protection.
  • Voluntary benefit options.
  • Short-term disability coverage for California employees.
  • Voluntary life and accidental death and dismemberment plans for employees, spouses, and children.
  • Flexible spending accounts.
  • Health savings account options.
  • Hospital indemnity coverage.
  • Accidental injury coverage.
  • Critical illness coverage.
  • ARAG legal services.
  • Norton LifeLock.
  • Nine paid holidays plus two floating holidays.
  • Above and Beyond reward recognition program.
  • Kudos and Shout Out points program.
  • Quarterly Above and Beyond bonus program.
  • Annual Above and Beyond bonus program.
  • Competitive compensation.
  • Base compensation.
  • Salary management spot bonuses.
  • Annual incentive and profit-sharing program with potential annual payouts based on company results.
  • Discount partnerships.
  • Discounts and memberships for gyms, credit unions, travel, shopping, restaurants, theme parks, and more.
  • Insurance education reimbursement and bonus programs.
  • Employee referral bonus program.
  • Home and auto insurance discount program.
  • Paid volunteer time.
  • 401(k) and Roth retirement savings plans with matching contributions.
  • Wellness platform, tools, and events.
  • Health savings account matching contributions.
  • Financial wellness resources.

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