Capital Insurance Group
Capital Insurance Group
Capital Insurance Group is an insurance provider serving individuals and businesses with coverage designed to help manage financial exposure to unexpected risks and losses. Its work spans insurance solutions tailored to different client needs, with industry connections that include automotive, healthcare, and consulting.

Property Claims Representative III - California Remote

Senior property claims professional handling complex property losses for Capital Insurance Group in a remote California role. Responsibilities include investigating, evaluating, negotiating, and supervising claim resolutions.

Description

  • Manage complex property, collapse, earth movement, and building or structure loss claims at the company’s highest technical level.
  • Investigate, evaluate, and negotiate property claims.
  • Provide technical supervision when the manager is absent.
  • Support regional audits.
  • Coach and mentor less experienced Claim Representatives.
  • Complete additional duties assigned by the Claim Manager or Director.
  • Inspect claim sites and properties.
  • Explain policy contract interpretations and complex legal concepts.
  • Partner with agencies and policyholders to achieve effective claim resolutions.

Requirements

  • College degree or equivalent professional experience.
  • Seven years of claims experience, including at least three years managing complex claim files.
  • Knowledge of applicable claims laws, including civil and tort law, as well as current property insurance case law and issues.
  • Working knowledge of mathematics and standard accounting practices used for gross and net income or living-expense calculations.
  • Strong negotiation capabilities.
  • Ability to explain complex legal concepts and policy contract interpretations in writing and verbally.
  • Ability to plan, organize, and prioritize work while meeting critical deadlines.
  • Ability to inspect sites and properties, including roofs, basements, and attics, with potential use of ladders or stairs and kneeling, crawling, or bending.
  • Valid California driver license and ability to operate a vehicle.
  • Authorized to work in the United States without current or future visa sponsorship.
  • Residence in the Central Valley, including the Fresno, Visalia, or Bakersfield territory.

Benefits

  • Accrue 21 days of paid time off during the first year.
  • Capital Insurance Group covers up to 87% of benefits for employees and eligible family members.
  • Medical, dental, and vision plans.
  • Fully covered basic life and AD&D insurance.
  • Employee assistance program.
  • Leave management support.
  • Long-term disability coverage.
  • Short-term disability coverage outside California.
  • Family caregiver support through Homethrive.
  • Child care resources through Tootris.
  • Business travel accident protection.
  • Voluntary benefit options.
  • California short-term disability coverage.
  • Voluntary life and AD&D plans for employees, spouses, and children.
  • Flexible spending accounts.
  • Health Savings Account.
  • Hospital indemnity coverage.
  • Accidental injury coverage.
  • Critical illness coverage.
  • ARAG legal services.
  • Norton LifeLock.
  • Nine paid holidays plus two floating holidays.
  • Above and Beyond recognition program.
  • Kudos and Shout Out points program.
  • Quarterly Above and Beyond bonus program.
  • Annual Above and Beyond bonus program.
  • Competitive compensation.
  • Spot bonuses.
  • Annual incentive or profit-sharing program with potential annual payout based on company results.
  • Discount partnerships.
  • Discounts and memberships for gyms, credit unions, travel, shopping, restaurants, theme parks, and more.
  • Insurance education reimbursement and bonus programs.
  • Employee referral bonus program.
  • Home and auto insurance discount program.
  • Paid volunteer time.
  • Retirement savings plan with 401(k), Roth, and company match options.
  • Health Savings Account match.
  • Financial wellness resources.
  • Wellness platform, tools, and events.

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