TD is a major North American bank serving individuals, businesses, and institutional clients through personal and business banking, insurance, wealth management, and securities services. Its broad operating model supports career opportunities across banking and finance, with roles spanning different regions and areas of expertise. TD also emphasizes sustainability, diversity, equity, inclusion, and community impact, shaping a workplace culture centered on care, respect, and employee growth.
Financial Crime Risk Investigator I
Investigate financial crime, fraud, money laundering, and sanctions cases for TD Bank, using risk assessments and digital evidence analysis. Support investigations from initial case review through documentation, recommendations, and preparation for interviews and reviews.
Description
- Review and investigate cases, conducting adjudications, analysis, and risk assessments.
- Recommend account restrictions or closure to the appropriate investigative team.
- Support moderately complex to highly complex investigations with analysis and evidence gathering.
- Investigate cases involving AML, ATF, ABAC, sanctions, financial crime, and fraud.
- Interview relevant parties and collect, preserve, and analyze digital evidence.
- Prioritize incoming investigation requests.
- Apply digital evidence analysis methods to help reduce exposure risk.
- Prepare for reviews and interviews and ensure evidence is documented appropriately.
- Coordinate with internal partners and external parties to detect and investigate potential crime.
- Deliver seminars on AML, sanctions and ABAC, financial crime, or fraud detection and loss prevention.
- Track emerging trends, cyber technologies, criminal methods, and regulatory requirements.
- Help investigators assess situations, gather information, document findings, and prepare cases.
- Lead small projects and workstreams using established project management methods.
- Prepare reports and analysis, draw conclusions, recommend actions, and assess program effectiveness.
- Identify and manage risks, escalating high-risk transactions or activities.
- Maintain project records, databases, and information, and update management on progress.
- Track service and productivity and put process and performance improvements into practice.
- Guide and assist Analysts and other colleagues.
- Contribute to knowledge sharing, cross-training, professional development, and team activities.
- Update stakeholders on project progress and day-to-day work.
- Help maintain a positive, fair, diverse, and equitable workplace.
Requirements
- Undergraduate degree or equivalent practical experience.
- At least two years of experience.
- Knowledge of investigative methods, AML, criminal trends, and analysis.
- Experience handling more complex non-criminal investigations.
- Strong understanding of banking policies and procedures.
- Investigative experience with AML, ATF, ABAC, and sanctions cases.
- Experience interviewing people and collecting and analyzing digital evidence.
- Experience with adverse media and politically exposed persons (PEPs) is preferred.
- Knowledge of banking procedures, products, and systems.
- Knowledge of emerging AML and sanctions/ABAC trends, cyber technologies, and new criminal methods.
- Ability to conduct risk assessments and investigations.
- Ability to collect, preserve, and analyze digital evidence.
- Ability to prepare documentation and case evidence.
- Ability to work with internal partners and external parties.
- Ability to read, write, and understand instructions.
- Ability to perform sedentary work, handle multiple tasks, and continuously operate standard office equipment.
- Occasional domestic travel; no international travel.
Benefits
- Base pay and variable compensation or incentive awards, with eligibility for cash and/or equity awards.
- Health and well-being benefits.
- Savings and retirement programs.
- Paid leave, including Vacation PTO, Flex PTO, and Holiday PTO.
- Banking benefits and discounts.
- Career development opportunities.
- Recognition and rewards.
- Regular career, development, and performance discussions.
- Access to an online learning platform.
- Mentoring programs.
- Training and onboarding sessions.
- Opportunities for domestic travel.