Scratch Financial
Scratch Financial
Scratch Financial activează la intersecția dintre serviciile medicale și finanțe, oferind planuri de plată concepute pentru a-i ajuta pe pacienți să își gestioneze cheltuielile medicale. Opțiunile sale de finanțare acoperă sume cuprinse între 200 și 10.000 de dolari, cu perioade de rambursare de 12 până la 36 de luni, și sunt prezentate cu costuri clare, fără penalități pentru rambursarea anticipată și fără dobândă amânată. Scratch Financial deservește împrumutați din Statele Unite și Canada; împrumuturile din SUA sunt administrate de WebBank. Activitatea companiei se concentrează pe simplificarea și accesibilizarea finanțării medicale pentru pacienți și furnizorii de servicii medicale.

Chief Technology Officer — California Remote

Lead engineering, infrastructure, and security at Scratch Financial, a veterinary payments fintech. Drive scalable systems, stronger security, practical AI adoption, and organizational maturity through change.

Descriere

  • Direct engineering, infrastructure, and security for a team of approximately 30 people
  • Advance engineering processes and operational maturity across architecture, coding standards, CloudOps, GitOps, and security
  • Strengthen monitoring, alerting, and observability across the technology organization
  • Lead the security function, including audits, compliance preparation, application hardening, and incident response
  • Define the engineering and AI strategy and identify practical uses for AI
  • Develop and apply agentic security strategies
  • Lead, delegate, and support a distributed, remote-first engineering team
  • Review architecture, resolve complex technical issues, and establish engineering standards
  • Connect technology investments and decisions to cost control and business value
  • Communicate transparently with internal teams and external stakeholders during organizational change and sensitive matters
  • Create the structure, delegation model, and leadership depth needed to prevent the CTO from becoming an operational bottleneck

Cerințe

  • Experience leading a company through a sell-side transaction, including hands-on diligence preparation
  • Experience building observability, alerting, and security systems from near-ground-zero
  • Direct experience leading a security function, including exposure to audits and compliance processes
  • Hands-on experience developing agentic AI
  • Background in distributed cloud backends, database scaling, and API architecture
  • Recent hands-on technical or coding experience; candidates who have been away from technical work for a decade or more are not suitable
  • Understanding of pragmatic, scalable architecture, including when to choose modular monoliths over premature microservices
  • Strong FinOps discipline and attention to cloud costs
  • Experience with Stripe-style payment infrastructure, including subscriptions, webhooks, and ledgering
  • Experience designing secure integrations with third-party systems
  • Commitment to rigorous software development lifecycle practices
  • Ability to lead and delegate within a distributed, remote-first team
  • Commercial and financial fluency
  • Ability to communicate with transparency and discretion
  • Comfort operating amid ambiguity and changing business or product requirements
  • Ability to spend approximately 30% of the role hands-on and 70% on structuring, delegating, and managing
  • Curiosity about the business, customers, and problems being addressed
  • Proactive approach to identifying and resolving process and structural gaps
  • Ability to work inclusively across a distributed, international team

Beneficii

  • Eligibility for the company's equity and leadership bonus programs
  • Remote-first work flexibility
  • Access to Pasadena office space for hybrid work, with snacks and beverages provided
  • Unlimited paid time off
  • Employer-covered healthcare
  • 401(k) matching
  • Cell plan reimbursement
  • Monthly employee recognition opportunities
  • Access to learning platforms and resources
  • Equity retention policy
  • Generous parental leave

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