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Pear Tree.
Pear Tree.
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कुशल कामगार वीज़ा प्रायोजकपरामर्शलॉजिस्टिक्सविपणन
Pear Tree. मेलबर्न में स्थापित एक ऑफशोर भर्ती और नियुक्ति सेवा कंपनी है, जो ऑस्ट्रेलिया, संयुक्त राज्य अमेरिका और यूनाइटेड किंगडम के व्यवसायों को मुख्य रूप से फिलीपींस में स्थित कुशल ऑफशोर पेशेवरों की मदद से टीमें बनाने में सहायता करती है। इसकी सेवाओं में उम्मीदवारों की तलाश, स्क्रीनिंग, कौशल आकलन, वीडियो साक्षात्कार और संदर्भ जांच सहित पूरी भर्ती प्रक्रिया शामिल है। Pear Tree. पेरोल, Employer of Record व्यवस्थाओं, अनुपालन और ऑनबोर्डिंग में भी सहायता करती है तथा छह महीने की प्रतिस्थापन गारंटी प्रदान करती है। कंपनी आईटी, बिक्री और मार्केटिंग, वित्त, क्रिएटिव, प्रशासन और संचालन जैसे क्षेत्रों में पदों के लिए भर्ती करती है। इसका प्रत्यक्ष नियुक्ति मॉडल एजेंसी के अतिरिक्त शुल्क को कम करने और व्यवसायों को उनके ऑफशोर प्रतिभाशाली कर्मचारियों से अधिक निकटता से जोड़ने के लिए बनाया गया है।
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कंपनी की नौकरियाँ

Senior Mortgage Credit Analyst - Philippines Remote

Manage Australian residential mortgage applications from initial assessment through settlement. Evaluate lender policies, structure loans, prepare compliant submissions, and coordinate approvals with brokers, lenders, clients, and conveyancers.

PHफ़िलिपींस
₱80,000 – ₱1,20,000 / महीना
रिमोटपूर्णकालिकवरिष्ठआवश्यक भाषा: अंग्रेज़ीविश्लेषक

विवरण

  • Own residential loan files from returned documentation through assessment, lender selection, lodgement, formal approval, and settlement.
  • Check income, expenses, liabilities, and supporting documents for gaps, inconsistencies, and credit concerns.
  • Calculate serviceability with Quickli and lender-specific tools, including verification of complex income and liability arrangements.
  • Develop loan structures that reflect client goals, stated assumptions, and applicable lending policies.
  • Investigate lender criteria and compare solutions by client needs, servicing capacity, pricing, fees, and product features.
  • Arrange property valuations and pricing requests while consulting lender BDMs and credit teams on policy eligibility.
  • Submit well-supported lender shortlists and proposed structures to the Principal Broker.
  • Draft BID support notes, lender comparisons, credit proposals, and application submission summaries.
  • Maintain accurate records and file notes in Connective Mercury and build compliant applications in Apply Online.
  • Secure broker approval for the selected lender, structure, and supporting documents before submission.
  • Monitor applications from conditional approval through formal approval and settlement.
  • Work with lenders, clients, and conveyancers to resolve conditions and complete settlement requirements.
  • Keep clients informed on operational progress and maintain current Mercury tasks and milestones.
  • Progress files independently, flag risks and deadlines, and sustain effective checklists and repeatable workflows.

आवश्यकताएँ

  • At least four years of hands-on experience supporting Australian residential mortgage broking, with ownership spanning assessment through settlement.
  • Required: practical proficiency with Connective Mercury and Apply Online.
  • Demonstrated capability in detailed serviceability assessment, policy research, and loan structuring beyond routine application administration.
  • Experience preparing BID rationale, credit proposals, and lender submission notes for broker review.
  • Strong document-verification skills, including PAYG income assessment and basic self-employed scenarios.
  • Excellent written and spoken English for professional communication with clients, lenders, and BDMs.
  • Quickli experience and familiarity with a broad range of Australian lender calculators are preferred.
  • Experience in a referral-based broking environment processing a consistent flow of approximately 8–10 files per month is preferred.
  • Independent, proactive working style with early escalation of blockers and practical proposed solutions.
  • Careful attention to detail when reviewing documents, policy exceptions, and calculations before lodgement.
  • Sound judgment about when to proceed independently and when to obtain Principal Broker approval.
  • Strong organization skills for managing concurrent files, accurate CRM records, and timely client updates.

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