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Pear Tree. Melburnda tashkil topgan, Avstraliya, Amerika Qo‘shma Shtatlari va Buyuk Britaniyadagi bizneslarga, asosan Filippindagi malakali xorijdagi mutaxassislar yordamida jamoalar tuzishda ko‘maklashadigan offshor rekrutment va xodim yollash xizmatlari kompaniyasidir. Uning xizmatlari nomzodlarni izlash, dastlabki saralash, ko‘nikmalarni baholash, video suhbatlar va tavsiyalarni tekshirishni o‘z ichiga olgan holda, yollash jarayonining barcha bosqichlarini qamrab oladi. Pear Tree. shuningdek, ish haqi hisob-kitobi, Employer of Record kelishuvlari, muvofiqlik va ishga moslashtirish bo‘yicha yordam beradi hamda olti oylik xodimni almashtirish kafolatini taqdim etadi. Kompaniya IT, savdo va marketing, moliya, ijodiy sohalar, ma’muriy ishlar va operatsiyalar bo‘yicha lavozimlarga xodim yollaydi. To‘g‘ridan-to‘g‘ri yollash modeli agentlik ustamalarini kamaytirish va bizneslarni xorijdagi iste’dodlari bilan yanada yaqinroq bog‘lashga mo‘ljallangan.
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Kompaniyadagi ish o‘rinlari

Senior Mortgage Credit Analyst - Philippines Remote

Manage Australian residential mortgage applications from initial assessment through settlement. Evaluate lender policies, structure loans, prepare compliant submissions, and coordinate approvals with brokers, lenders, clients, and conveyancers.

PHFilippin
80 000 ₱ – 120 000 ₱ / oy
MasofaviyTo‘liq stavkaSeniorTalab Qilinadigan Til: inglizchaTahlilchi

Tavsif

  • Own residential loan files from returned documentation through assessment, lender selection, lodgement, formal approval, and settlement.
  • Check income, expenses, liabilities, and supporting documents for gaps, inconsistencies, and credit concerns.
  • Calculate serviceability with Quickli and lender-specific tools, including verification of complex income and liability arrangements.
  • Develop loan structures that reflect client goals, stated assumptions, and applicable lending policies.
  • Investigate lender criteria and compare solutions by client needs, servicing capacity, pricing, fees, and product features.
  • Arrange property valuations and pricing requests while consulting lender BDMs and credit teams on policy eligibility.
  • Submit well-supported lender shortlists and proposed structures to the Principal Broker.
  • Draft BID support notes, lender comparisons, credit proposals, and application submission summaries.
  • Maintain accurate records and file notes in Connective Mercury and build compliant applications in Apply Online.
  • Secure broker approval for the selected lender, structure, and supporting documents before submission.
  • Monitor applications from conditional approval through formal approval and settlement.
  • Work with lenders, clients, and conveyancers to resolve conditions and complete settlement requirements.
  • Keep clients informed on operational progress and maintain current Mercury tasks and milestones.
  • Progress files independently, flag risks and deadlines, and sustain effective checklists and repeatable workflows.

Talablar

  • At least four years of hands-on experience supporting Australian residential mortgage broking, with ownership spanning assessment through settlement.
  • Required: practical proficiency with Connective Mercury and Apply Online.
  • Demonstrated capability in detailed serviceability assessment, policy research, and loan structuring beyond routine application administration.
  • Experience preparing BID rationale, credit proposals, and lender submission notes for broker review.
  • Strong document-verification skills, including PAYG income assessment and basic self-employed scenarios.
  • Excellent written and spoken English for professional communication with clients, lenders, and BDMs.
  • Quickli experience and familiarity with a broad range of Australian lender calculators are preferred.
  • Experience in a referral-based broking environment processing a consistent flow of approximately 8–10 files per month is preferred.
  • Independent, proactive working style with early escalation of blockers and practical proposed solutions.
  • Careful attention to detail when reviewing documents, policy exceptions, and calculations before lodgement.
  • Sound judgment about when to proceed independently and when to obtain Principal Broker approval.
  • Strong organization skills for managing concurrent files, accurate CRM records, and timely client updates.

O‘xshash ish o‘rinlari