Nuvision Federal Credit Union
Nuvision Federal Credit Union
201 – 500 Zaposleni
BančništvoFinance
Nuvision Federal Credit Union je finančna institucija v lasti članov s sedežem v južni Kaliforniji, ki posameznikom in podjetjem zagotavlja storitve osebnega in poslovnega bančništva. Njena ponudba vključuje transakcijske in varčevalne račune, individualne pokojninske račune IRA, potrdila o vlogah, kreditne kartice, zavarovanje ter posojila za vozila, domove, izobraževanje, osebne potrebe in poslovne dejavnosti. Člani lahko uporabljajo tudi funkcije digitalnega bančništva, kot so mobilno nakazilo, Zelle in telefonski pomočnik z umetno inteligenco, poleg dostopa prek poslovalnic, bankomatov in spleta. Kreditna unija ponuja tudi vire za finančno dobrobit, namenjene pomoči članom pri upravljanju njihovih financ.

AVP of Collections and Loss Mitigation

Lead remote collections and loss mitigation operations for a credit union. Oversee recoveries, repossessions, bankruptcies, compliance, reporting, and staff.

Opis

  • Direct daily operations for the Collections and Loss Mitigation team.
  • Contact members with overdue loans to collect payments and arrange repayment plans.
  • Oversee repossession and foreclosure procedures for delinquent secured loans.
  • Prepare detailed reports and present findings to executive leaders and credit committees.
  • Refer charged-off loans to collection agencies or civil litigation.
  • Ensure credit reporting is accurate and fair, and resolve disputes promptly.
  • Manage loans in legal collections and bankruptcy.
  • Direct recovery efforts for charged-off debt.
  • Produce collection reports on daily, weekly, and monthly schedules.
  • Lead a professional collections team and drive process improvements.
  • Track and report collections and loss mitigation activity; conduct monthly quality and productivity audits.
  • Maintain inbound and outbound call coverage and assign resources in a regional call center.
  • Monitor employee performance standards and service levels.
  • Lead, coach, train, and develop staff; conduct reviews and recommend personnel actions.
  • Develop and maintain policies and procedures, ensuring compliance.
  • Oversee repossessions and maximize returns from repossessed and foreclosed assets.
  • Review bankruptcy accounts and monitor related reports and agreements.
  • Resolve credit report disputes within required deadlines.
  • Use analytics to forecast recoveries.
  • Contribute to special projects and continuous improvement work.
  • Protect confidential member and sensitive information.

Zahteve

  • At least four years of related experience, or an equivalent combination of education, experience, and training.
  • At least three years of management experience.
  • A proven record of strong recoveries that offset gross charge-offs.
  • Experience managing specialized collections, including legal and bankruptcy matters.
  • Broad collections knowledge, including bankruptcy, repossessions, liquidations, and foreclosures.
  • Knowledge of workforce management practices for coordinating staff schedules.
  • Comprehensive knowledge of financial products and services.
  • Thorough understanding of applicable laws, regulations, compliance practices, and credit union procedures, including the Fair Debt Collection Practices Act.
  • Computer and software proficiency, including advanced Microsoft Office skills and report creation.
  • Ability to handle difficult or escalated calls.
  • Strong analysis, critical thinking, and problem-solving skills related to collections.
  • Ability to coordinate and complete multiple priorities and projects effectively.
  • Ability to work in a fast-paced, goal-driven environment.
  • Ability to prepare, deliver, and interpret reports using Excel or Prism.
  • Financial institution experience and financial services knowledge preferred.
  • Education equivalent to a four-year college degree, specialized course of study, trade school, or a comparable combination of education, experience, and training.

Ugodnosti

  • Medical coverage
  • Dental coverage
  • Vision coverage
  • Life insurance
  • Flexible spending account
  • 401(k) matching
  • Paid time off
  • Training provided
  • Tuition reimbursement

Sorodna delovna mesta