American Express
American Express
American Express एक वैश्विक वित्तीय सेवा कंपनी है, जो बैंकिंग, वित्त और B2B भुगतान के क्षेत्र में काम करती है। इसके व्यवसाय में उपभोक्ता, व्यवसाय और कॉर्पोरेट क्रेडिट कार्ड; भुगतान और मर्चेंट सेवाएँ; बचत खाते, सावधि जमा और व्यक्तिगत ऋण; साथ ही रिवॉर्ड, यात्रा कार्यक्रम, कॉर्पोरेट भुगतान समाधान, वित्तीय शिक्षा, सुरक्षा सेवाएँ तथा कार्डधारक और मर्चेंट सहायता शामिल हैं।

Manager, First-Line Regulatory Compliance Advisory

Advise American Express’s U.S. commercial card and payments businesses on regulatory compliance. Translate regulations into controls, support examinations, and help drive risk remediation.

विवरण

  • Act as a first-line regulatory compliance advisor for U.S. commercial card and payments products
  • Maintain alignment with UDAAP, Regulations Z, B, and E, GLBA and privacy obligations, and applicable state laws
  • Convert regulatory requirements into business requirements, controls, and operating processes across origination, onboarding, servicing, billing, and collections
  • Implement and strengthen controls covering disclosures, billing accuracy, customer communications, error resolution, and customer treatment
  • Track compliance risk metrics, customer-impact indicators, and control performance, escalating issues when necessary
  • Identify compliance risks, assess their potential impact, and support mitigation efforts
  • Collaborate with business stakeholders and second-line Compliance partners to design, implement, and improve controls
  • Conduct and support compliance risk assessments, including RCSA activities, and monitor related controls
  • Prepare for and respond to regulatory examinations through coordination, documentation, and remediation tracking
  • Assist with regulatory issue remediation and corrective action planning
  • Provide compliance guidance for new products, features, and business changes
  • Help ensure regulatory requirements are interpreted and applied consistently
  • Reinforce a culture of compliance and accountability

आवश्यकताएँ

  • At least four years of experience in regulatory compliance, risk management, or governance within a financial institution
  • Strong knowledge of U.S. regulatory frameworks and laws, including UDAAP, Regulations Z, B, and E, and GLBA
  • Experience supporting examinations by regulators such as the CFPB, OCC, or Federal Reserve
  • Background in compliance risk assessments, including RCSA, and control design and implementation
  • Sound understanding of customer-lifecycle risks associated with payments or lending products
  • Ability to turn regulatory requirements into practical business controls
  • Strong stakeholder-management and communication abilities
  • Bachelor’s degree
  • Authorized to work for American Express in the United States; visa sponsorship is not available
  • Experience with commercial card, payments, or transaction banking preferred
  • Experience in a large financial institution or highly regulated environment preferred
  • Professional certification such as CRCM preferred
  • Master’s degree preferred

लाभ

  • Competitive base pay
  • Performance-based bonus opportunities
  • Retirement savings plan with a 6% company match
  • Complimentary financial coaching and financial wellness resources
  • Medical, dental, vision, life insurance, and disability coverage
  • Flexible hybrid, onsite, or virtual work arrangements based on the role and business requirements
  • More than 20 weeks of paid parental leave for all parents, including leave for pregnancy, adoption, or surrogacy
  • Access to onsite wellness centers with nursing and physician staff, where available
  • Confidential counseling through the Healthy Minds program
  • Professional development and training opportunities

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