The Hanover Insurance Group
The Hanover Insurance Group
5 001 – 10 000 Қызметкерлер
B2BB2CСақтандыру
The Hanover Insurance Group — жеке тұлғаларға, кәсіпорындарға, агенттер мен брокерлерге қызмет көрсететін АҚШ-та орналасқан сақтандыру компаниясы. Оның жеке сақтандыру портфеліне тұрғын үй, автокөлік, мотоцикл, қолшатырлық жауапкершілік, кондоминиум, жалға алушыларға арналған және коллекциялық автокөліктер, су көлігі мен құнды заттар сияқты арнайы мүлікке арналған сақтандыру түрлері кіреді. Коммерциялық клиенттер үшін Hanover бизнес иелерінің полистерін, коммерциялық автокөлік, қызметкерлердің өтемақысын, басқару жауапкершілігін, киберқауіптерді, кәсіби жауапкершілікті, мүлікті, кепілдік міндеттемелерді және құрылыс, денсаулық сақтау, өмір туралы ғылымдар мен бөлшек сауда салаларына арналған шешімдерді ұсынады. Компания сондай-ақ агенттер мен брокерлер желісі арқылы сақтандыру жағдайлары бойынша қолдау, полистерді басқару құралдарын, оқу ресурстарын, тәуекелдерді басқару қызметтерін және дистрибуцияға қолдау көрсетеді.

Senior Specialty General Liability Underwriter

Senior underwriter responsible for high-hazard product liability accounts and profitable portfolio growth at The Hanover Insurance Group. The role covers complex commercial risks from initial identification and pricing through sales, renewal, and ongoing portfolio management.

Сипаттама

  • Identify, solicit, underwrite, and sell new and renewal accounts
  • Pursue profitable growth within unit appetite and established growth objectives
  • Develop insurance solutions for challenging product liability exposures
  • Use underwriting, sales, and analytical expertise to evaluate and manage risk
  • Combine internal and external data to guide account-level and portfolio-level risk decisions
  • Oversee an assigned book of technically complex business
  • Evaluate risk selection, exposures, hazards, coverage, pricing, rating, and loss performance
  • Maintain complete files and communicate the rationale behind account decisions
  • Prepare rating instructions and proposals for agency partners
  • Manage premium, profitability, rate, retention, product mix, new business, and overall portfolio performance goals
  • Review underwriting, rate, requirements, appetite, status, and declination data
  • Build a pipeline, negotiate terms, and close accounts aligned with strategic priorities
  • Strengthen agency and producer relationships while presenting company capabilities
  • Track state and territory developments, regulations, trends, competitors, and market conditions
  • Collaborate with business units, Claims, Loss Control, and Specialty teams
  • Present solutions and account information to agents and customers
  • Mentor developing and newly hired underwriters and support training initiatives

Талаптар

  • Bachelor’s degree or equivalent professional experience
  • At least 5–7 years of underwriting experience
  • At least 5–7 years building agency relationships that generate profitable new and renewal business
  • Experience underwriting high-hazard product liability risks
  • Ability to identify, analyze, and resolve problems while managing multiple concurrent priorities
  • Advanced knowledge of technical, sales, analytical, underwriting, pricing, and insurance products
  • Ability to adapt rapidly to change and influence stakeholders
  • Capacity to provide informal leadership and mentorship
  • Strong communication and relationship-management abilities
  • Effective judgment, negotiation, and decision-making skills
  • Ability to collaborate effectively as part of a team
  • Availability to work onsite when business needs require in-person meetings or training
  • Willingness to travel as business needs dictate

Артықшылықтар

  • Flexible working arrangements, with the position potentially structured as hybrid or fully remote
  • Occasional travel to key specialty locations
  • Full-time, exempt employment
  • Commitment to a diverse, equitable, and inclusive workplace

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