BreakmarkHR is an HR consultancy and global workforce services provider supporting fast-growing startups and scale-ups as they build and manage their teams. Its services span fractional CHRO advisory, talent acquisition, recruitment outsourcing, people operations, HR compliance, and policy development. BreakmarkHR also provides Employer of Record and Contractor of Record solutions, helping companies engage workers across jurisdictions when they do not have local entities. The company works across consulting, recruitment, and compliance, with a focus on practical HR support for organizations hiring and expanding internationally.
Head of Risk and Compliance — Brazil (Hybrid)
Lead AML, risk, and governance programs for a global fintech launching cross-border payments and digital asset operations in Brazil.
Description
- Build and oversee Brazil’s AML/CFT program, covering beneficial ownership checks, PEP and sanctions screening, transaction monitoring, Travel Rule compliance, and COAF reporting.
- Implement an integrated risk management framework.
- Oversee regulatory capital requirements.
- Maintain operational risk records and provide reports to the Board.
- Conduct compliance due diligence and ongoing risk assessments for banking and Banking-as-a-Service partners, liquidity providers, and critical vendors.
- Act as the primary risk and compliance contact for the BCB, COAF, and external auditors.
- Create policies, controls, and reporting processes that meet Brazilian regulations and align with the company’s global framework.
- Partner with commercial, operations, product, and technology leaders to embed effective controls as the Brazilian operation expands.
- Establish and lead the risk, compliance, and internal control frameworks for the Brazilian operation.
- Direct second-line oversight across local operations and help deliver a compliant, scalable launch.
Requirements
- At least eight years of senior risk or compliance experience in regulated Brazilian financial institutions, including banks, payment institutions, or virtual asset service providers.
- Extensive knowledge of Brazilian AML/CFT requirements, financial regulation, risk management, internal controls, and COAF reporting systems.
- Familiarity with BCB Circular 3,978/2020 and Resolutions 520/2025, 260/2022, and 265/2022.
- Experience working directly with regulators and external auditors.
- Ability to turn regulatory requirements into practical policies, processes, and controls.
- Strong judgment, clear communication, and a hands-on approach to building a new operation.
- Fluency in Portuguese and English.
- Residency in Brazil.
- An unblemished professional reputation.
- Eligibility for BCB approval as a statutory officer.