Truist filial banki, tijorat banki, korporativ va institutsional bank xizmatlari, ipoteka kreditlari hamda iste’mol kreditlari orqali mijozlarga xizmat ko‘rsatuvchi moliyaviy xizmatlar kompaniyasidir. Uning faoliyati jismoniy shaxslar, bizneslar va tashkilotlarning ehtiyojlarini qamrab oladi; kompaniya g‘amxo‘rlik, xilma-xillik, inklyuziya va jamiyatga ta’sirga e’tibor qaratishini ta’kidlaydi. Truist bank va moliya operatsiyalarining turli yo‘nalishlarida martaba imkoniyatlarini taklif qiladi hamda xodimlarni rivojlantirish, ish joyidagi tenglik va farovonlikni qo‘llab-quvvatlovchi resurslarni ilgari suradi.
Senior Financial Crimes Team Lead — BSA/AML
Lead Truist’s Financial Intelligence Unit work, overseeing BSA/AML investigations, transaction monitoring and regulatory filings. Manage FIU staff and advise leaders on customer risk and relationship decisions.
Tavsif
- Run daily operations for an assigned Financial Intelligence Unit team.
- Maintain compliance with the Bank Secrecy Act and USA PATRIOT Act.
- Review BSA/AML case investigations, analyses and decisions involving cases, reports and alerts.
- Oversee regulatory submissions, including CTRs, SARs and CTR exemption processing.
- Identify and monitor high-risk customers, including PEPs, MSBs and NGOs.
- Investigate and analyze BSA-related lending cases, reports and alerts.
- Detect suspicious activity through transaction monitoring.
- Ensure required BSA/AML records are retained.
- Coordinate with business units and subsidiaries to understand customers’ full relationships.
- Assess potentially reportable BSA/AML activity and whether customer relationships should continue.
- Advise management on complex or judgment-based BSA/AML cases.
- Support thorough customer reviews using CIP data, occupation, business line, income sources and transaction activity.
- Evaluate whether transaction patterns are legitimate and consistent with the customer’s business.
- Share research findings and analysis with FIU leaders.
- Write research assessments and recommend retaining or ending customer relationships.
- Conduct detailed testing and monitoring to detect control or compliance gaps.
- Take part in BSA/AML training and track relevant laws, regulations, national events and industry developments.
- Lead and develop direct reports through coaching, training and performance reviews.
- Manage process improvements, emerging compliance issues, research requests and merger or conversion work.
- Coordinate with internal and external auditors and examiners.
Talablar
- A college degree, or equivalent education, training and relevant work experience.
- Five years of managerial experience in banking, financial services, commercial lending or BSA/AML.
- Ability to learn and carry out complex processes governed by department procedures, policies and BSA/USA PATRIOT Act regulations.
- Knowledge of project and problem management processes.
- Ability to represent the relevant business line within the Financial Intelligence Unit.
- Strong investigative research and documentation abilities.
- Strong analytical, time management and critical thinking skills.
- Ability to work under pressure in a fast-paced, changing environment with time-sensitive demands.
- Strong written and verbal communication skills.
- Ability to communicate effectively with senior leaders, business managers and external parties, including federal examiners.
- Proficiency with basic computer applications, including Microsoft Office.
- Fluency in English.
Imtiyozlar
- Medical coverage.
- Dental coverage.
- Vision coverage.
- Life insurance.
- Disability insurance.
- Accidental death and dismemberment coverage.
- Tax-advantaged savings accounts.
- 401(k) plan.
- At least 10 vacation days in the first year, prorated according to hire date and employment status.
- 10 sick days, prorated.
- Paid holidays.
- Defined benefit pension plan, depending on position and division.
- Restricted stock units, depending on position and division.
- Deferred compensation plan, depending on position and division.