Capitec is a South African digital bank serving more than 23 million customers with banking services designed to make everyday money management simple and affordable. Its offering focuses on helping customers bank, pay, and manage their finances with lower costs. The bank operates a network of 873 branches and has a team of more than 16,600 employees, spanning banking and fintech. Capitec’s hiring context reflects a large, established financial services organization with both digital and branch operations.
Capitec Business Manager, Pietermaritzburg
Grow Capitec’s Business Banking, Rental Finance, or Payment Services portfolios through supplier partnerships and client relationships. Drive sales, manage credit applications, and support portfolio growth in the local market.
Aprašymas
- Meet monthly sales targets across Business Banking, Rental Finance, or Payment Services through supplier and business partner networks.
- Expand the supplier portfolio with specialised solutions that add value.
- Maintain service standards for internal and external suppliers and business partners.
- Promote products to new and existing clients to support profitability.
- Manage relationships with suppliers, business partners, and business customers.
- Prepare and motivate credit applications.
- Use financial analysis, cost control, and sales management practices.
- Apply CRM insights to client management and strategy.
- Support portfolio retention and growth in the local market.
Reikalavimai
- Relevant tertiary qualification in Business Management, Business Administration, Financial Risk Management, or a related field.
- At least five years of experience in Business Banking, Rental Finance, or Payment Services.
- Experience in the Business Banking, Rental Finance, or Payment Services market.
- Experience managing complex business customer portfolios, with a focus on service and financial analysis.
- Experience building relationships and managing suppliers.
- Experience preparing and motivating credit applications.
- Experience with cost control and sales management.
- Experience focused on clients and service delivery.
- Experience managing relationships remotely or at a distance.
- Ability to meet turnaround times and operate within required limits.
- Knowledge of business economics and the current economic environment.
- Knowledge of CRM principles and techniques, including extracting, analysing, and applying insights.
- Knowledge of industry sectors and their risk profiles and trends.
- Understanding of local market and industry principles and practices.
- Knowledge of general banking practices and procedures.
- Knowledge of competitor products, channels, operational approaches, and marketing tactics.
- Knowledge of credit principles and practices, including applications and securities.
- Knowledge of commercial legal entities and applicable financial services legislation.
- Knowledge of FAIS and FICA.
- Understanding of operations, risks, industry risks, and financial requirements in Business Banking, Rental Finance, or Payment Services.
- Understanding of Rental Finance, Payment Services, and related products.
- Knowledge of discounting processes.
- Understanding of office automation, IT, telephony rental, and payment services environments.
- General office and administration knowledge.
- Analytical skills.
- Attention to detail.
- Commercial thinking.
- Communication skills.
- Computer literacy, including MS Word, MS Excel, and MS Outlook.
- Decision-making skills.
- Influencing skills.
- Interpersonal and relationship management skills.
- Negotiation skills.
- Problem-solving skills.
- Strategic thinking skills.
- Clear criminal and credit record.
- Valid driver's licence and own vehicle.
- Willingness to travel nationally when required.
Privalumai
- Commitment to diversity and employment equity.
- National travel when required.