EY
EY

EY is a global professional services firm offering audit, tax, consulting, and advisory expertise. Its teams help organizations address complex business challenges, strengthen trust in financial reporting and markets, and use data and technology to support transformation.

The firm provides services including corporate finance advisory, transaction strategy, and technology consulting. EY works with clients across areas such as healthcare, legal services, marketing, energy, finance, and government, with sustainability and innovation informing many of its solutions.

Senior Business Analyst, Cards and Payments — EY

Lead business analysis for banking payment transformations, card and payment platforms, and clearing systems at EY. Advise clients on modernization, governance, and emerging payment technologies.

Description

  • Analyze business needs for card and payment initiatives.
  • Support banking payment transformations and the rollout of new card and payment systems.
  • Assess payment processing systems and related technologies.
  • Investigate processing and clearing issues, using data mapping and modelling to support development and production triage.
  • Contribute to concurrent projects and change management in complex, fast-moving environments.
  • Coordinate with external third-party companies when needed.
  • Oversee stakeholder engagement and governance for large-scale implementations.
  • Collaborate with payment industry participants, including intermediaries, aggregators, and switches.
  • Develop client strategies and ideas using technologies such as blockchain and AI.
  • Build trusted working relationships with colleagues, partners, and customers.
  • Work autonomously or as part of a team, as the work requires.

Requirements

  • At least five years of experience in banking payment transformations or implementing new card and payment systems.
  • At least three years as a technical business analyst for payment processing systems at large banks.
  • Demonstrated experience as a business or technical business analyst in payments or financial services.
  • Strong knowledge of payment systems, processing, industry trends, digital payments, and payment gateways.
  • Familiarity with payment messaging standards such as NACHA, ISO 8583, ISO 20022, and SWIFT.
  • Expertise with card management platforms such as HPS PowerCard, VisionPLUS, and TSYS Prime.
  • Expertise with enterprise payment platforms such as Finacle and Base24.
  • Proficiency with technical documentation and modelling methods or tools such as UML and BPMN.
  • Familiarity with Agile practices and tools such as Scrum and JIRA.
  • Experience with API integrations and payment technologies.
  • Knowledge of payments industry regulations.
  • Business analysis certification, such as CBAP, or certification in Agile methodologies.
  • Good understanding of the check payments value chain, including fraud and disputes, clearing and settlement, network rules, and compliance.
  • Practical payment processing and clearing expertise, particularly in data mapping and modelling.
  • A track record of contributing to multiple projects and change initiatives in complex, fast-paced settings.
  • Experience coordinating with external third-party companies.
  • Experience managing stakeholders and governance for large-scale implementations.
  • Knowledge of connected upstream and downstream systems, including core banking, payment switches, compliance, foreign exchange, advising, and billing.
  • Knowledge of frameworks such as SEPA, BASEL, PSD2, and PCI DSS is preferred.
  • Experience working with payment intermediaries, aggregators, switches, or other processing stakeholders.
  • BE/BTech and MBA candidates need at least three years of client-facing consulting experience.
  • Deep industry knowledge of payments, digital banking, and large-scale payment modernization programs.
  • Ability to work independently and collaboratively.
  • Strong analytical, problem-solving, communication, teamwork, and customer service skills.

Benefits

  • Flexible working environment.
  • Health and wellness programs.
  • Rewards.
  • Learning opportunities.
  • Ongoing learning and professional development.
  • Opportunities to develop skills and take on leadership responsibilities.
  • Mentoring and networking opportunities.
  • A diverse, equitable, and inclusive culture.
  • Disability-related adjustments or accommodations during recruitment.

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