PayJoy
PayJoy
PayJoy is a fintech company that expands access to smartphones and financial services through installment-based credit. Its buy now, pay later model enables customers in markets including Mexico, Panama, Peru, Ecuador, Brazil, Colombia, South Africa, and the Philippines to purchase smartphones over three to twelve months without relying on a credit card or traditional bank account. PayJoy also provides cash loans that can be approved through a smartphone, combining mobile technology with alternative financial access across fintech, telecommunications, and retail.

Staff Software Engineer, Payments

Lead the development of scalable payment infrastructure at PayJoy, a fintech credit provider serving customers in emerging markets. Mentor engineers and guide critical backend and cross-functional technical initiatives.

Description

  • Build the technical foundation with the Money – Payments teams and drive innovation.
  • Work across teams and mentor engineers.
  • Design scalable systems.
  • Shape cross-functional initiatives.
  • Make key technical decisions and build critical services.
  • Identify, prioritize, and resolve technical challenges that affect growth.
  • Architect new solutions and introduce patterns and frameworks for other engineers to adopt.
  • Identify system-wide solutions and guide teams toward business goals and technical standards.
  • Support junior engineers and encourage a culture of learning.
  • Continuously improve the platform and its processes.

Requirements

  • Bachelor’s degree in computer science, software engineering, or another technical field.
  • At least 12 years of software engineering experience in a fast-paced, high-growth environment, using cloud platforms such as AWS, GCP, or Azure.
  • Strong backend development skills, including Python and relational and NoSQL databases.
  • Knowledge of distributed systems and system design principles.
  • Resourceful, adaptable problem-solving skills and sound judgment in ambiguous situations.
  • Collaborative approach, including code review, pair programming, shared task work, and mentoring or being mentored.
  • Strong written and verbal communication skills, including the ability to explain technical concepts to nontechnical stakeholders.
  • Experience with mobile technologies or payment systems, fraud and identity in fintech, or building and maintaining large-scale systems used by millions is a plus.

Benefits

  • Company-funded health coverage and dental and vision discounts for employees and their immediate family members.
  • Life insurance.
  • Phone financing, headphones, home office equipment, and wellness perks.
  • 30-day Christmas bonus.
  • 20 days of paid vacation.
  • Vacation premium of 50%.
  • Savings fund contribution of 13%.
  • Monthly grocery coupons worth MXN 2,000.
  • Annual coworking and travel perk worth USD 2,000.
  • Annual professional development perk worth USD 2,000.
  • Catered lunches.

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