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Analitica Tecnologia is a company with a limited publicly available profile. No confirmed information is provided about its products, industry focus, team, locations, or hiring activity, so prospective applicants should consult the company’s current materials and individual job listings for role-specific details.
Senior Credit Data Analyst at Analitica Tecnologia (Remote, Brazil)
Senior Data Analyst responsible for designing credit policies and performance indicators for a major PowerOfData client. The role covers risk monitoring, credit scoring, and A/B testing to support business decisions.
Description
- Design, test, and refine underwriting policies, credit limits, and cutoff rules while measuring effects on approval rates, risk, and business outcomes.
- Build and maintain reporting for credit KPIs such as approval rate, vintage delinquency, FPD, 30/60/90+ delinquency, roll rate, and loss.
- Analyze KPI deviations, determine root causes, and communicate practical recommendations to business stakeholders.
- Track the performance of credit-policy models and scores using KS, Gini, and PSI, identifying when recalibration may be required.
- Plan and structure A/B tests and champion-versus-challenger evaluations for credit policies.
- Present analytical findings to managers and business teams, turning complex data into actionable decisions.
- Provide technical guidance to junior analysts through code and analysis reviews.
Requirements
- Bring typically five or more years of credit data analysis experience in banking, fintech, retail, or telecommunications.
- Have hands-on experience proposing, implementing, and monitoring credit policy changes.
- Demonstrate strong knowledge of core credit risk indicators and vintage analysis.
- Use SQL and Python confidently for data analysis, including pandas and NumPy.
- Have experience with SAS.
- Apply a strong foundation in statistics to credit analysis.
- Explain complex analytical findings clearly to non-technical audiences.
Benefits
- Cost-of-living allowance
- Health insurance
- Dental insurance
- Meal voucher
- Home office allowance
- Gympass