UMO provides personalised mental health, neurodiversity and wellbeing mentoring and coaching for universities and workplaces. Its services include specialist mental health mentoring, autism and neurodiversity support for ASD and ADHD, counselling, Disabled Students’ Allowance guidance, staff supervision and training, and transition support from university into employment. UMO also offers multilingual and international services, helping students and employees address mental health and disability-related challenges while working toward academic and career goals.
Senior Compliance Officer, UAE Fintech
Oversee AML, sanctions and regulatory compliance for UMO’s AI-powered fintech platform in the UAE. Support VARA and CBUAE licensing, virtual asset compliance and control programs.
Description
- Maintain and update compliance policies, procedures and the risk-control matrix
- Conduct second-line monitoring and testing
- Assess new products and changes for compliance impact
- Apply KYC and enhanced due diligence standards
- Review high-risk customers
- Investigate transaction-monitoring alerts
- Prepare suspicious transaction reports in goAML for the MLRO
- Oversee screening against UAE targeted financial sanctions and UN, OFAC, EU and UK lists
- Manage potential sanctions matches and advise the business on sanctions matters
- Support VARA and CBUAE licensing and ongoing obligations
- Prepare regulatory returns, including FATCA and CRS filings
- Respond to regulator requests
- Track examination findings and remediation through to closure
- Apply FATF Travel Rule requirements
- Use blockchain analytics tools to assess wallet and transaction risk
- Deliver AML and sanctions training to staff
- Advise Product, Operations and Technology teams on practical compliance matters
- Report to the Chief Compliance Officer and MLRO
Requirements
- At least seven years of financial services compliance experience, including AML/CFT and sanctions
- At least three years working at a UAE-licensed bank, fintech or virtual asset service provider
- Based in the UAE
- Practical experience with CBUAE and/or VARA
- Working knowledge of VARA rulebooks, UAE AML/CFT law, goAML, targeted financial sanctions, PDPL and FATCA/CRS
- Experience resolving AML, fraud and sanctions cases with clear documentation
- Exposure to digital banking, payments or fintech business models in the UAE
- Understanding of conventional banking and virtual assets
- Degree in Law, Finance, Criminology or a related field
- CAMS certification or currently working toward it
- Active use of AI tools such as Claude
- Fluent English
- Open communication, transparency, mutual respect within the team and a sense of ownership
Benefits
- 24 days of annual leave
- Dedicated paid sick leave
- Public holidays observed
- Two consecutive four-day workweeks each year after the first year
- High-quality hardware
- Home office stipend
- Dedicated learning budget
- Clear, accelerated path toward executive leadership
- Remote work may be available for the right candidate