U.S. Bank
U.S. Bank
U.S. Bank is a United States-based financial services institution serving individuals and businesses through retail and corporate banking, wealth management, credit underwriting, and investment management. The company also supports financial literacy initiatives and community engagement. Its careers content highlights an emphasis on inclusion, workplace culture, employee development, and health and wellness. U.S. Bank is an FDIC member for eligible deposit products; investment and insurance products are not FDIC insured and may lose value.

Fair and Responsible Banking Risk Consultant - Charlotte (Hybrid)

Support U.S. Bank’s fair and responsible banking compliance program by evaluating fair lending and UDAP/UDAAP risk. Use data, governance, and cross-functional consultation to identify issues and guide practical risk management.

Description

  • Support the Fair and Responsible Banking Program within Corporate Compliance as part of the second line of defense.
  • Help carry out activities for the Fair and Responsible Banking Program.
  • Contribute to governance and oversight of fair lending and UDAP/UDAAP risks.
  • Review business practices and customer-facing processes with cross-functional partners.
  • Help evaluate risk, surface emerging issues, and develop practical guidance.
  • Analyze data, reports, and related information to identify trends and observations.
  • Deliver clear, actionable risk insights.
  • Partner across the organization to advance alignment and a consistent, scalable approach to managing Fair and Responsible Banking risk.

Requirements

  • Bachelor’s degree or equivalent professional experience.
  • Typically more than six years of relevant experience.
  • Working knowledge of fair lending and UDAP/UDAAP risks.
  • Ability to identify and evaluate risk drivers across consumer products and related processes.
  • Experience supporting fair and responsible banking activities, including translation and Limited English Proficiency matters, program governance, risk assessment, and stakeholder engagement.
  • Ability to interpret regulatory expectations and internal policies and convert them into practical guidance.
  • Strong analytical and problem-solving capabilities.
  • Effective communication skills and experience contributing to routine governance activities.
  • Experience supporting project management work.
  • Substantial knowledge of applicable laws, regulations, financial services, and regulatory developments.
  • Substantial understanding of business-line operations, products and services, systems, and related risks and controls.
  • Thorough knowledge of Risk, Compliance, and Audit competencies.
  • Strong analytical, process facilitation, and project management abilities.
  • Strong presentation, interpersonal, written, and verbal communication skills.
  • Effective relationship-building and negotiation skills.
  • Proficiency with Microsoft Office applications, including word processing, spreadsheets, databases, and presentations.
  • Relevant professional certifications.

Benefits

  • Medical, dental, and vision healthcare coverage.
  • Basic and optional term life insurance.
  • Short-term and long-term disability coverage.
  • Pregnancy disability and parental leave.
  • 401(k) plan and employer-funded retirement plan.
  • Paid vacation ranging from two to five weeks based on salary grade and tenure.
  • Up to 11 paid holiday opportunities.
  • Adoption assistance.
  • Sick and Safe Leave accruing at one hour per 30 hours worked, up to 80 hours per calendar year unless otherwise required by law.
  • Incentive and recognition programs.
  • Equity stock purchase opportunity.
  • 401(k) contribution and pension.

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