Lloyds Banking Group je britanska organizacija za finančne storitve, ki deluje na področjih bančništva, financ in fintecha. Njen portfelj vključuje Lloyds Bank, Bank of Scotland in Halifax, ki posameznikom, podjetjem in skupnostim zagotavljajo finančne produkte in storitve. Skupina se osredotoča na podporo finančnemu blagostanju, trajnostni rasti, stanovanjskemu področju in odgovornemu poslovanju, pri čemer jo vodi namen pomagati blaginji Britanije.
Agriculture SME Relationship Manager
Manage relationships with farming businesses, overseeing client portfolios and credit risk. Provide tailored financial guidance and support clients as they explore sustainable growth.
Opis
- Oversee a portfolio of around 100 agriculture client groups.
- Meet clients in person and through Microsoft Teams.
- Meet approximately seven clients each week to understand their businesses, spot emerging needs and discuss options.
- Build and sustain strong relationships with agriculture clients.
- Tailor support to clients’ business needs and financial goals.
- Find relevant products and services that can strengthen client relationships.
- Bring in product specialists when needed.
- Assess and manage credit risk.
- Prepare credit papers for new lending facilities and renewals using the Bank’s established tools.
- Help clients explore ways to make their businesses more sustainable in line with ESG responsibilities.
- Work with service and delivery colleagues to resolve client requests effectively.
- Explain the available service model to clients.
- Represent the Group in meetings with professional partners and intermediaries.
- Encourage collaboration and the use of tools that improve the experience for clients and colleagues.
Zahteve
- Demonstrated success winning new business in competitive corporate or commercial banking markets.
- An established network in the local Cardiff Commercial market.
- Ability to prepare clear, accurate credit papers for new lending facilities and renewals.
- Ability to assess and manage credit risk.
- Ability to assess information objectively, identify gaps or root causes, and reach practical conclusions based on evidence.
- Ability to work effectively with product specialists, service colleagues, professional partners and intermediaries.
- Experience applying knowledge of financial products and services to help business clients weigh suitable options.
- Availability to work full time.
- Willingness and ability to work a hybrid schedule, spending at least two days per week or 40% of working time at an office.
Ugodnosti
- Pension contributions of up to 15%.
- Annual performance-related bonus.
- Share schemes, including free shares.
- Lifestyle benefits, such as shopping discounts.
- 30 days of annual leave, plus bank holidays.
- Wellbeing initiatives and generous parental leave policies.
- Flexible working arrangements, including hybrid work and job sharing.
- Reasonable workplace adjustments, including flexibility in office attendance, location and working patterns.
- Professional development and opportunities to learn and grow.