Affirm
Affirm
1,001 – 5,000 Employees
H1B Visa SponsorB2CeCommerceFintech
Affirm is a fintech company focused on helping consumers manage purchases through transparent payment options. Its buy now, pay later service lets customers split eligible purchases into flexible payments without hidden fees or compound interest. Affirm also offers a debit card that allows users to choose between paying over time for larger purchases and paying in full for smaller transactions. The company works with retailers in categories such as electronics, apparel, and travel, supporting checkout payments online and in physical stores, and its services integrate with Apple Pay. Affirm’s work spans consumer finance, e-commerce, and the technology that connects shoppers, merchants, and payment products.

Staff Backend Software Engineer, Fraud Decisioning

Lead the design and delivery of backend fraud decisioning systems at Affirm. Improve fraud detection through scalable software, data-driven decisions, and engineering team mentorship.

Description

  • Lead projects and initiatives for the Fraud Decisioning team.
  • Build tools and systems that strengthen Affirm’s fraud prevention capabilities.
  • Partner with cross-functional teams to implement and monitor fraud decisioning systems.
  • Use analytics and data to improve fraud decisioning performance and quality.
  • Plan and deliver large cross-functional initiatives, from project definition and technical specifications through task planning, delivery, monitoring, and maintenance.
  • Design systems that are simple, effective, and maintainable.
  • Write clear, high-quality code.
  • Review colleagues’ work and offer constructive feedback.
  • Lead and mentor engineers to support their development.
  • Consider stakeholder needs and perspectives, and advocate for ideas and initiatives.
  • Assess candidates’ technical and interpersonal skills to inform hiring decisions.
  • Develop and review technical interview materials and requirements.

Requirements

  • Bring 6–10+ years of software engineering experience, including leadership responsibilities and mentoring junior engineers.
  • Have experience architecting, building, launching, coding, and maintaining complex systems.
  • Have experience collaborating with Product, ML, Analytics, and Business teams.
  • Demonstrate technical leadership and team-building skills, including mentoring others in software development best practices.
  • Translate complex business, product, and technical needs into high-quality system designs and software.
  • Architect systems and break business and product requirements into system modules or components.
  • Have a related bachelor’s degree or equivalent practical experience.
  • Reside in Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland and Labrador, Nova Scotia, Ontario, Prince Edward Island, or Saskatchewan.

Benefits

  • Equity may be included in the total compensation package.
  • Monthly stipends for health, wellness, and technology expenses.
  • Medical coverage for employees and dependents is fully subsidized.
  • Dental and vision coverage for employees and dependents.
  • Flexible time off.
  • Generous holiday calendars.
  • Employee stock purchase plan that lets employees buy Affirm stock at a discount.
  • Inclusive interviews with accommodations available for candidates with disabilities.

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