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CoinsPaid is an Estonia-based crypto payment provider serving businesses across the crypto, fintech, and eCommerce sectors. Its platform brings together a cryptocurrency payment gateway, business wallet, and over-the-counter trading desk, helping companies accept and manage digital-asset transactions. The company focuses on secure blockchain-based processing, efficient transaction costs, and broader access to crypto payments for businesses operating in a global market.
Regulatory Lead & Legal Counsel — EU Payments and Digital Assets
Lead EU payments and digital-assets regulatory legal work at CoinsPaid, a global blockchain payments fintech. Own licensing, regulatory change, and delivery across the legal team.
Description
- Provide regulatory legal support for payments and digital assets, with a focus on MiCA, PSD2, PSD3/PSR, and related EU frameworks.
- Track legislative and regulatory developments and evaluate their effects on products, services, and the operating model.
- Perform regulatory gap analyses and lead the resulting legal and operational changes.
- Advise on new products, customer journeys, partnerships, and business models from a regulatory perspective.
- Assess regulatory perimeter, licensing, and market-entry requirements across relevant jurisdictions.
- Lead licensing and authorization initiatives, including applications and engagement with regulatory authorities.
- Handle regulatory enquiries, inspections, and information requests.
- Prepare and maintain regulatory positions, legal memoranda, internal guidance, and implementation plans.
- Review regulatory considerations in merchant, partner, and outsourcing arrangements, including applicable data protection issues.
- Work closely with Compliance, AML, Risk, Product, and Operations teams.
- Oversee external legal counsel, including scope, deliverables, schedules, and budgets.
- Direct, review, and prioritize the regulatory legal team’s work while supporting team-member development.
Requirements
- At least three years of relevant experience from a law firm, Big Four advisory practice, financial institution, fintech, or crypto business.
- Strong knowledge of EU payment-services and digital-assets regulation, especially MiCA, PSD2, and PSD3/PSR.
- Practical experience advising on regulatory licensing, market entry, product launches, and regulatory-change initiatives.
- Ability to perform regulatory impact and gap assessments and turn legal requirements into practical business solutions.
- Working knowledge of AML/CTF, DORA, outsourcing, and data protection.
- Experience leading complex cross-border workstreams and engaging with regulators, external counsel, and senior stakeholders.
- Demonstrated ability to lead and develop team members, review deliverables, and balance competing priorities.
- Strong analytical, legal drafting, and problem-solving abilities, combined with a commercial and pragmatic approach.
- Excellent written and spoken English communication skills.
Benefits
- Flexible monthly Benefit Bar budget of up to €230 for sports, mental health, coworking, home-office, or medical-related expenses.
- Optional office access and relocation assistance.
- Flexible, asynchronous-friendly working environment.
- Funding for courses, certifications, and professional development.
- Support for language learning.
- Opportunities for cross-team learning and knowledge sharing.
- Medical insurance or location-dependent reimbursement.
- Access to mental health support.
- Financial assistance for significant life events.
- Merchandise shop with a rewards system.
- Team offsites and company events.
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