Bread Financial
Bread Financial
Bread Financial एक वित्तीय सेवा कंपनी है जो लोगों को खरीदारी और उधार लेने से लेकर बचत करने तक, रोज़मर्रा के वित्तीय निर्णयों को संभालने में मदद करने पर केंद्रित है। इसके उत्पादों में उच्च-ब्याज वाली बचत खाते, जमा प्रमाणपत्र, Bread Cashback Card और Bread Rewards Card जैसे क्रेडिट कार्ड, तथा अभी खरीदें, बाद में भुगतान करें विकल्प शामिल हैं। Bread Financial खर्च, बचत, क्रेडिट और कर्ज़ प्रबंधन से जुड़े शैक्षिक संसाधन भी प्रकाशित करती है। इसके कुछ क्रेडिट उत्पादों में कैशबैक, खरीद सुरक्षा और पहचान की चोरी से बीमा जैसी सुविधाएँ शामिल हैं।

Lead Compliance Specialist, Columbus (Hybrid)

Lead compliance oversight for Bread Financial’s consumer credit and payments businesses, advising on regulatory risk and compliance strategy. Drive risk assessments, controls, regulatory change, and AI governance initiatives.

विवरण

  • Advise on risk-based compliance solutions that support organizational objectives
  • Independently lead compliance programs and designated focus areas
  • Guide business partners through risk assessments, projects, and regulatory change management
  • Strengthen regulatory agility across a complex and evolving regulatory environment
  • Drive the prompt resolution of compliance issues
  • Evaluate recurring themes and determine appropriate actions
  • Help business partners reduce risk through effective policies, procedures, processes, and controls
  • Create regulatory risk-mitigation solutions aligned with business goals
  • Lead education and advocacy for the Risk and Control Self-Assessment (RCSA) program
  • Escalate significant issues and risks to senior leadership
  • Present complex compliance topics to broad audiences when appropriate
  • Report to the Senior Manager and higher-level leaders; this role has no direct reports

आवश्यकताएँ

  • High school diploma or GED
  • Eight to ten years of experience in consumer credit, banking compliance, or a related field
  • Bachelor’s degree in compliance, risk, business, or a related discipline preferred
  • Subject-matter expertise in compliance, risk, privacy, or legal functions
  • Relevant certifications such as CRCM, CERP, CIPP, CAMS, or JD preferred
  • At least five years of experience with open-end consumer credit card lending and banking compliance, including Fair Lending, Regulation B/ECOA, TILA/Regulation Z, FCRA, and UDAAP
  • Experience providing indirect leadership to people
  • Analytical, solution-focused, and advocacy capabilities suited to a strategic advisory role
  • Knowledge of regulatory agility, Privacy by Design integration, AI governance, strategic influence, risk-based decision-making, regulatory compliance, research, change management, risk management, and risk assessments
  • Willingness and ability to travel up to 5% annually
  • Must be authorized to work full time in the United States without current or future sponsorship
  • F-1 student visa holders are not eligible
  • Ability to perform essential duties and satisfy physical, mental, and work-environment requirements

लाभ

  • Medical, prescription, dental, vision, and other voluntary benefit options
  • Basic and optional life insurance
  • Supplemental medical coverage options
  • Short-term and long-term disability coverage
  • Six weeks of fully paid parental leave following a 180-day waiting period
  • 401(k) plan available immediately upon hire
  • 11 paid holidays
  • Flexible Time Off (FTO) program
  • Paid Sick and Safe Time (PSST)
  • Illinois Paid Leave for Illinois associates
  • Opportunity to purchase company stock during June and December offering periods
  • Annual incentive bonus tied to individual and company performance
  • Career development opportunities
  • Wellness resources and a broad, inclusive benefits suite

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