USAA
USAA
USAA is a financial services company focused on serving current and former members of the U.S. military and their families. Its offerings span banking, insurance, and investment products, supported by secure digital tools and member-focused service. The company brings together teams working across financial technology, risk, operations, and customer experience to help its members manage their financial lives.

Life Actuary - USAA | Charlotte, NC Onsite

Lead pricing, valuation, risk modeling, and profitability analysis for USAA life insurance products in support of actuarial leadership. Help strengthen the financial security of the military community through rigorous actuarial analysis and recommendations.

Description

  • Complete complex pricing, valuation, and risk-management assignments using actuarial modeling software.
  • Evaluate laws and regulations, recommend compliance process improvements, and track relevant industry communications.
  • Execute models, prepare reports, and present detailed analyses and recommendations to actuarial leadership.
  • Recommend appropriate model refinements and enhancements.
  • Share expertise, support colleagues, and resolve escalated issues.
  • Lead or provide key support for moderately complex cross-functional actuarial projects from conception through implementation.
  • Prepare exhibits and reports that explain proposals and findings to stakeholders.
  • Identify business problems independently and present solution recommendations to leadership.
  • Maintain price levels, pricing structures, data availability, and related requirements that support profitability and competitiveness.
  • Identify critical assumptions, monitor trends, and recommend prompt corrective actions.
  • Assess assumption impacts by analyzing sources of gain and loss, premiums, interest margins, reserves, and cash values to evaluate product profitability and viability.
  • Advise management and serve as a primary resource for colleagues handling escalated issues.
  • Identify, assess, monitor, and control risks in line with established risk and compliance policies and procedures.

Requirements

  • Bachelor’s degree, or four additional years of related experience beyond the required experience in place of a degree.
  • Four years of relevant actuarial or analytical experience with Fellowship in the Society of Actuaries, or eight years of relevant actuarial experience with Associate status in the Society of Actuaries.
  • Experience completing complex assignments with actuarial modeling software for pricing, valuation, or risk management.
  • Proven ability to explain complex actuarial analyses and recommendations to both technical and non-technical audiences.
  • Five or more years of Moody’s AXIS experience is preferred and considered a differentiator.
  • An advanced degree is preferred and considered a differentiator.
  • US military experience through military service or as a military spouse or domestic partner is considered a differentiator.
  • Must not require visa sponsorship or immigration support currently or in the future.

Benefits

  • Performance-based pay incentives may be provided based on overall corporate and individual results, at the discretion of the USAA Board of Directors.
  • Comprehensive medical, dental, and vision coverage.
  • 401(k) plan.
  • Pension plan.
  • Life insurance.
  • Parental benefits.
  • Adoption assistance.
  • Paid time off program.
  • Paid holidays.
  • 16 paid volunteer hours.
  • Wellness programs.
  • Career path planning.
  • Continuing education assistance.
  • Remote or hybrid flexibility may be available to active-duty military spouses, subject to applicable policy and business needs.

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