TD jismoniy shaxslar, bizneslar va institutsional mijozlarga chakana va biznes bank xizmatlari, sug‘urta, boylikni boshqarish hamda qimmatli qog‘ozlar xizmatlari orqali xizmat ko‘rsatuvchi Shimoliy Amerikadagi yirik banklardan biridir. Uning keng ko‘lamli faoliyat modeli bank ishi va moliya sohalarida turli hududlar hamda mutaxassislik yo‘nalishlarini qamrab oluvchi martaba imkoniyatlarini taqdim etadi. TD barqarorlik, xilma-xillik, tenglik, inklyuziya va jamiyatga ta’sir masalalariga ham katta e’tibor qaratib, g‘amxo‘rlik, hurmat va xodimlar rivojiga asoslangan ish joyi madaniyatini shakllantiradi.
TD Credit Analyst II – Oshawa, Ontario (On-Site)
Assess and underwrite portfolio credit for TD in Oshawa, Ontario. Evaluate risk, prepare credit packages, manage facilities, and support relationship managers.
Kanada81 600 $ – 115 200 $ / yil
OfisdaTo‘liq stavkaO‘rta darajaSeniorTalab Qilinadigan Til: inglizchaTahlilchiTavsif
- Evaluate customer creditworthiness and risk across assigned portfolios
- Underwrite new credit requests and conduct annual credit reviews
- Coordinate draw requests while monitoring and controlling credit facilities
- Prepare competitive credit packages in support of the Relationship Manager
- Deliver responsive service that strengthens the customer experience
- Lead credit analysis for assigned portfolios
- Use sales tools to assess customer and prospect needs, industries, and markets
- Develop knowledge of markets, customers, and wider economic conditions
- Track changes in the business environment and create action plans for customer priorities and issues
- Support product cross-selling for existing and prospective customers according to their risk profiles
- Refer customers to appropriate business partners and handle reciprocal referrals
- Promote banking products, services, sales opportunities, and capabilities
- Contribute to process improvement and Operational Excellence initiatives
- Maintain effective relationships across business lines, corporate functions, and control functions
- Complete due diligence and maintain transaction accuracy
- Contribute as a team member and help foster a positive, equitable workplace
- Share subject-matter insight and transfer knowledge across the team and business unit
- Take part in performance management, professional development, and cross-training
- Mentor colleagues and share effective practices and expertise
- Report generally to the Senior Manager, Credit Management
Talablar
- Bachelor’s degree, five or more years of relevant experience, and/or completion of an Associate Program
- Demonstrated knowledge and expertise in credit management and credit risk assessment
- Ability to underwrite new credit requests and perform annual credit reviews
- Ability to evaluate credit risk in line with internal and external requirements
- Ability to interpret guidelines, standards, policies, and analytical findings
- Ability to structure credit requests and resolve complex issues
- Ability to manage risk and escalate non-standard or high-risk transactions and activities
- Ability to complete processes, procedures, monitoring, and control activities accurately and within required timelines
- Ability to stay informed about emerging issues, industry trends, and regulatory requirements
- Ability to establish productive relationships with internal and external stakeholders
- Ability to work with moderate guidance and supervision
- Commitment to following the Bank’s and industry’s Code of Conduct
Imtiyozlar
- Base pay
- Health and wellness coverage
- Savings and retirement programs
- Paid leave
- Banking products, benefits, and discounts
- Professional development opportunities
- Recognition and rewards programs
- Regular career, development, and performance discussions
- Access to an online learning platform
- Mentoring opportunities
- Training and onboarding programs
- Interview accommodations such as accessible meeting rooms and captioning for virtual interviews