Honeycomb Insurance
Honeycomb Insurance
51 – 200 Employees
ConsultingInsuranceLegal
Honeycomb Insurance is an insurance technology company serving the real estate market. Its digitally native platform uses artificial intelligence and computer vision to create tailored coverage for apartment buildings, condominium associations, and single-family rental properties. By streamlining policy purchasing, Honeycomb helps property owners, property managers, and retail agents access clearer coverage more efficiently than through traditional insurance processes.

Senior General Liability Claims Adjuster (Hybrid, United States)

Honeycomb Insurance seeks a senior claims adjuster to manage commercial general liability claims from investigation through resolution. The role covers coverage analysis, settlement negotiations, and oversight of litigated claims.

Description

  • Oversee commercial general liability claims from initial investigation through final resolution
  • Assess claims involving bodily injury, property damage, premises liability, and products or completed operations
  • Review photographs, estimates, incident reports, contracts, and related documentation to determine damages and loss scope
  • Investigate liability through interviews, police and incident reports, risk-transfer analysis, and evidence review
  • Manage claims from notice to resolution with timely actions, accurate files, and carrier reporting aligned with client guidelines
  • Negotiate fair settlements with insureds, claimants, attorneys, and vendors within delegated authority
  • Work with defense counsel on litigated claims by reviewing pleadings and discovery, tracking case progress, and joining mediations or settlement discussions
  • Offer coverage guidance and responsive assistance to policyholders and claimants
  • Maintain comprehensive claim files in accordance with company procedures and regulatory requirements
  • Apply company policies, state regulations, and relevant industry standards
  • Interpret policy language, endorsements, and exclusions to determine coverage
  • Draft reservation-of-rights and other appropriate coverage correspondence
  • Coordinate with claims, underwriting, customer service, and insurance carrier teams

Requirements

  • An independent adjuster license in the home state or a designated home state is required; Texas or California licensure is preferred
  • A California adjuster license must be obtained within 60 days of hire
  • A bachelor's degree is preferred
  • At least five years of commercial general liability claims-handling experience
  • Experience with habitational, premises, or commercial liability claims is preferred
  • Previous experience managing litigated claims is preferred
  • At least one year of experience handling Directors & Officers claims
  • Strong knowledge of commercial general liability coverage forms and legal liability principles
  • Excellent written and verbal communication, including the ability to prepare detailed coverage letters, evaluations, and reports
  • Strong negotiation, analytical, and decision-making abilities
  • Proficiency with claims management systems and Microsoft Office Suite
  • Ability to manage varied workloads, set priorities, and meet deadlines in a fast-paced environment
  • High professionalism, integrity, and attention to detail
  • Ability to work at a desk for extended periods
  • Willingness to travel minimally for training or occasional meetings

Benefits

  • Target annual bonus of 5%
  • ISO stock options
  • Medical, dental, and vision insurance for employees and dependents
  • 401(k) employer match
  • Flexible time off
  • Ten company-paid holidays
  • Paid family leave

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