Senior Accounts Clerk / Assistant Accountant
Havas
Manage intercompany transactions and day-to-day accounting for Havas in Hong Kong. Support month-end close, audits, budgeting, and internal controls.
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Capital Bank is a banking and finance company focused on serving Spanish-speaking customers. Founded in 2008, the organization highlights workplace culture as an important part of its identity, with attention to shared perceptions, values, attitudes, and patterns of interaction across the company. Its public profile does not provide further details about specific products, team structure, distribution, or hiring programs.
Senior Credit Strategy Business Analyst – Capital Bank Remote
Develop data-driven credit and lending strategies for Capital Bank’s OpenSky credit card business. Apply SQL, Python, analytics, and valuation modeling to improve customer and financial outcomes.
Description
- Conduct credit analysis with advanced SQL and/or Python techniques
- Evaluate and refine lending strategies, including approval and decline policies and credit line assignments
- Recommend credit strategy changes using performance analysis, resilience testing, and sound business judgment
- Present evidence-based recommendations to senior leadership
- Create or apply valuation models to support credit policy decisions
- Design testing and monitoring plans
- Track credit risk and performance proactively, identifying when policy changes may be necessary
- Collaborate with cross-functional partners to implement credit strategies
Requirements
- 1–5 years of experience in advanced analytics, including credit policy development
- Bachelor’s degree in a quantitative discipline such as Statistics, Data Science, Engineering, Economics, Finance, or Business
- Strong results orientation and persistent problem-solving approach
- Demonstrated ability to make decisions and solve problems using analytics
- Excellent critical-thinking skills and close attention to detail
- Advanced proficiency in analytical tools, particularly Python and SQL
- Demonstrated ability to perform effectively in a fast-paced environment
- Ability to communicate complex analytical findings clearly to both technical and non-technical audiences
- Previous experience in credit analytics and consumer lending is required
Benefits
- Comprehensive medical, dental, vision, company-paid life, disability, and other insurance benefits
- 401(k) contributions from the company regardless of employee contribution
- Paid parental leave
- Employee recognition program
- Leadership development program
- Tuition reimbursement program
- Employee bank checking account
- Generous paid time off
- Paid holidays
- Paid charity hours for volunteer activities
- Annual target bonus tied to individual performance
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