Capital Bank एक बैंकिंग और वित्तीय कंपनी है, जो स्पेनिश बोलने वाले ग्राहकों की सेवा पर केंद्रित है। 2008 में स्थापित यह संस्था कार्यस्थल की संस्कृति को अपनी पहचान का एक महत्वपूर्ण हिस्सा मानती है और पूरे संगठन में साझा धारणाओं, मूल्यों, दृष्टिकोणों तथा आपसी संवाद के तरीकों पर ध्यान देती है। इसकी सार्वजनिक प्रोफ़ाइल में विशिष्ट उत्पादों, टीम संरचना, वितरण या भर्ती कार्यक्रमों के बारे में अतिरिक्त जानकारी उपलब्ध नहीं है।
Senior Credit Strategy Business Analyst – Capital Bank Remote
Develop data-driven credit and lending strategies for Capital Bank’s OpenSky credit card business. Apply SQL, Python, analytics, and valuation modeling to improve customer and financial outcomes.
विवरण
- Conduct credit analysis with advanced SQL and/or Python techniques
- Evaluate and refine lending strategies, including approval and decline policies and credit line assignments
- Recommend credit strategy changes using performance analysis, resilience testing, and sound business judgment
- Present evidence-based recommendations to senior leadership
- Create or apply valuation models to support credit policy decisions
- Design testing and monitoring plans
- Track credit risk and performance proactively, identifying when policy changes may be necessary
- Collaborate with cross-functional partners to implement credit strategies
आवश्यकताएँ
- 1–5 years of experience in advanced analytics, including credit policy development
- Bachelor’s degree in a quantitative discipline such as Statistics, Data Science, Engineering, Economics, Finance, or Business
- Strong results orientation and persistent problem-solving approach
- Demonstrated ability to make decisions and solve problems using analytics
- Excellent critical-thinking skills and close attention to detail
- Advanced proficiency in analytical tools, particularly Python and SQL
- Demonstrated ability to perform effectively in a fast-paced environment
- Ability to communicate complex analytical findings clearly to both technical and non-technical audiences
- Previous experience in credit analytics and consumer lending is required
लाभ
- Comprehensive medical, dental, vision, company-paid life, disability, and other insurance benefits
- 401(k) contributions from the company regardless of employee contribution
- Paid parental leave
- Employee recognition program
- Leadership development program
- Tuition reimbursement program
- Employee bank checking account
- Generous paid time off
- Paid holidays
- Paid charity hours for volunteer activities
- Annual target bonus tied to individual performance