American Express este o companie globală de servicii financiare care activează în domeniile bancar, financiar și al plăților între companii. Activitatea sa include carduri de credit pentru consumatori, companii și corporații; servicii de plată și pentru comercianți; conturi de economii, certificate de depozit și împrumuturi personale; precum și programe de recompense, programe de călătorii, soluții de plată pentru companii, educație financiară, servicii de securitate și asistență pentru membrii care dețin carduri și pentru comercianți.
Risk Management Analyst, External Fraud - Gurugram Hybrid
Support external fraud risk oversight at American Express by monitoring trends, evaluating risk tools, strengthening prevention policies, and improving fraud detection.
Descriere
- Oversee external fraud risk processes and non-model risk tools independently.
- Support the development and implementation of external fraud prevention policies and procedures.
- Identify process improvements that strengthen fraud detection capabilities.
- Use advanced fraud monitoring and detection tools to analyze emerging trends and high-loss fraud events.
Cerințe
- 0–2 years of experience in risk management, risk oversight, and analytics.
- Bachelor’s degree in a quantitative discipline such as engineering, mathematics, computer science, or economics.
- Working knowledge of SQL and Python.
- Strong technical and analytical capabilities, with the ability to combine quantitative methods and business judgment to generate insights and deliver results.
- Proven analytical ability to synthesize complex, disparate information into clear and cohesive conclusions for colleagues, business partners, and senior leaders.
- Ability to work independently within a matrix organization and collaborate with business partners, functional owners, capability teams, technology teams, and external vendors.
- A rigorous, analytical approach to problem-solving, decision-making, prioritization, and collaboration across teams and geographies.
- Availability to work on-site three days per week.
- Prior experience in external fraud risk management is preferred.
- Prior experience in an oversight function is preferred.
Beneficii
- Competitive base salary.
- Bonus incentives.
- Support for financial wellness and retirement planning.
- Comprehensive medical, dental, vision, life insurance, and disability coverage, depending on location.
- Flexible working arrangements, including hybrid, on-site, or virtual options based on the role and business needs.
- Generous paid parental leave, depending on location.
- Complimentary access to global on-site wellness centers staffed by nurses and doctors, depending on location.
- Free, confidential counseling through the Healthy Minds program.
- Career development and training opportunities.