American Express is a global financial services company operating across banking, finance, and B2B payments. Its business includes consumer, business, and corporate credit cards; payment and merchant services; savings accounts, certificates of deposit, and personal loans; as well as rewards, travel programs, corporate payment solutions, financial education, security services, and cardmember and merchant support.
Risk Management Analyst, External Fraud - Gurugram Hybrid
Support external fraud risk oversight at American Express by monitoring trends, evaluating risk tools, strengthening prevention policies, and improving fraud detection.
Description
- Oversee external fraud risk processes and non-model risk tools independently.
- Support the development and implementation of external fraud prevention policies and procedures.
- Identify process improvements that strengthen fraud detection capabilities.
- Use advanced fraud monitoring and detection tools to analyze emerging trends and high-loss fraud events.
Requirements
- 0–2 years of experience in risk management, risk oversight, and analytics.
- Bachelor’s degree in a quantitative discipline such as engineering, mathematics, computer science, or economics.
- Working knowledge of SQL and Python.
- Strong technical and analytical capabilities, with the ability to combine quantitative methods and business judgment to generate insights and deliver results.
- Proven analytical ability to synthesize complex, disparate information into clear and cohesive conclusions for colleagues, business partners, and senior leaders.
- Ability to work independently within a matrix organization and collaborate with business partners, functional owners, capability teams, technology teams, and external vendors.
- A rigorous, analytical approach to problem-solving, decision-making, prioritization, and collaboration across teams and geographies.
- Availability to work on-site three days per week.
- Prior experience in external fraud risk management is preferred.
- Prior experience in an oversight function is preferred.
Benefits
- Competitive base salary.
- Bonus incentives.
- Support for financial wellness and retirement planning.
- Comprehensive medical, dental, vision, life insurance, and disability coverage, depending on location.
- Flexible working arrangements, including hybrid, on-site, or virtual options based on the role and business needs.
- Generous paid parental leave, depending on location.
- Complimentary access to global on-site wellness centers staffed by nurses and doctors, depending on location.
- Free, confidential counseling through the Healthy Minds program.
- Career development and training opportunities.