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Affirm
Affirm
1,001 – 5,000 Employees
H1B Visa SponsorB2CeCommerceFintech
Affirm is a fintech company focused on helping consumers manage purchases through transparent payment options. Its buy now, pay later service lets customers split eligible purchases into flexible payments without hidden fees or compound interest. Affirm also offers a debit card that allows users to choose between paying over time for larger purchases and paying in full for smaller transactions. The company works with retailers in categories such as electronics, apparel, and travel, supporting checkout payments online and in physical stores, and its services integrate with Apple Pay. Affirm’s work spans consumer finance, e-commerce, and the technology that connects shoppers, merchants, and payment products.
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Staff Backend Software Engineer, Identity Decisioning — Affirm (Remote)

Lead backend engineering for identity decisioning, KYC, and lifecycle systems supporting Affirm’s buy-now-pay-later platform. Set technical direction and reliability practices for globally distributed services.

USUnited States
$204,000 – $290,000 / year
RemoteFull-timeLeadEnglish RequiredBackend EngineerSoftware Engineer
AWSDistributed SystemsKotlinKubernetesMySQLPythonSpark

Description

  • Set the team’s technical direction over a year-long planning horizon
  • Translate team strategy into high-impact business initiatives
  • Partner with product, design, and analytics across the development lifecycle
  • Identify and manage technical debt, risks, trade-offs, and long-term sustainability
  • Define and champion backend solutions and operational practices
  • Own team operations and service availability, including monitoring, triage, playbooks, policies, testing, and alerting
  • Contribute to ongoing maintenance and on-call responsibilities
  • Set expectations for code reviews and technical design
  • Promote engineering excellence through documentation and technical presentations
  • Grow team capability through feedback, mentorship, and role modeling

Requirements

  • At least 8 years of experience designing, building, and launching large-scale backend systems with languages such as Python or Kotlin
  • Deep experience engineering highly available distributed systems
  • Practical experience with AWS, MySQL, Spark, and Kubernetes
  • A track record of delivering major features or system components—or retiring legacy functionality—through structured technical and execution plans
  • Strong ability to produce clear, maintainable code
  • Capability to work from language-level details through large-scale system architecture
  • Evidence of professional growth and impact through seeking and applying peer feedback
  • Excellent written and verbal communication
  • Equivalent practical experience or a bachelor’s degree in a related discipline

Benefits

  • Equity compensation
  • Monthly allowances for health, wellness, and technology expenses
  • Fully covered medical insurance for employees and dependents
  • Dental and vision insurance for employees and dependents
  • Flexible paid time off
  • Generous company holiday schedules
  • Employee stock purchase plan offering discounted Affirm shares
  • On-site onboarding experience
  • Inclusive interviews with accommodations available for candidates with disabilities

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