Creditas
Creditas
1,001 – 5,000 Employees
eCommerceFinanceFintech
Creditas is a Brazilian financial technology platform serving individuals and businesses through loans, insurance, financing, and employee benefit solutions. Its offerings include secured lending backed by vehicles or real estate, payroll loans, and flexible workplace benefits, delivered through a digital experience designed to make financial products easier to access and manage. Operating across finance, fintech, and eCommerce, Creditas brings together technology and financial services to support a broad range of borrowing and protection needs.

Senior Risk Analyst, São Paulo (Hybrid)

Senior risk analyst strengthening governance at Creditas, a Brazilian platform for credit, insurance, and investments. Leads diagnostics, KRIs, risk matrices, and executive reporting.

Description

  • Advance the maturity of Creditas’s risk management function.
  • Complete a diagnostic review and critical assessment within the first 90 days.
  • Establish the risk methodology, KRIs, and governance forums within one year.
  • Identify, evaluate, and monitor the company’s principal risks.
  • Assess processes, material changes, and new products.
  • Lead risk assessments with business teams by examining causes, impacts, controls, and mitigation plans.
  • Maintain and improve the risk matrix and KRIs with current, decision-ready information.
  • Monitor action plans and risk events while evaluating the effectiveness of implemented measures.
  • Develop executive reports and materials for leadership and governance forums.

Requirements

  • Practical risk management experience spanning identification, assessment, risk matrices, KRIs, and reporting.
  • Ability to analyze end-to-end processes and rigorously evaluate mitigation plans.
  • Strong communication skills, including the ability to create materials for executive audiences.
  • Prior experience in financial institutions, fintech companies, or regulated environments such as SCDs.
  • Working knowledge of frameworks including COSO ERM or ISO 31000.
  • A constructive challenger who questions assumptions and uncovers structural weaknesses.
  • An action-oriented approach, with autonomy and strong execution during diagnostics and action-plan implementation.
  • Clear and concise communication when translating complex topics for leaders and business teams.
  • Problem-solving, ownership, and collaboration skills, with the critical thinking to separate facts from assumptions, lead analyses independently, and influence teams positively.

Benefits

  • Health insurance through Alice.
  • Dental insurance through SulAmérica.
  • Fully covered therapy sessions through Wellz.
  • Wellhub access to gyms and studios.
  • Creditas Endurance incentive program for high-impact sports.
  • Pharmacy benefit through Univers.
  • Life insurance through Porto Seguro.
  • Paid birthday day off.
  • Extended parental leave: six months for birth parents and 35 days for non-birth parents.
  • Family Care support program for maternity and paternity.
  • Childcare allowance.
  • Allowance for dependents with disabilities (PwD).
  • SESC access for employees and dependents.
  • Meal allowance (VR) through a flexible Creditas Card.
  • Payroll-deducted loans through Creditas Benefits.
  • Salary advances through Creditas Benefits.
  • Insurance discounts through Minuto Seguros.
  • Exclusive financial education content in the Creditas app.
  • Profit-sharing program (PPR).
  • Educational and professional development incentives.
  • Flexible work model.
  • Free bicycle parking at the office and partner parking subject to internal availability.
  • fields

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