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Crum & Forster is a U.S. property and casualty insurance company offering specialty and standard commercial lines through admitted and surplus lines insurers. Its business spans a diversified specialty platform, including insurance products and services focused on commercial risk, claims, and risk engineering. Established in 1822, the company reported $5.3 billion in written premiums in 2023 and holds an A.M. Best financial strength rating of A (Excellent). Crum & Forster employs more than 2,000 people across the United States and is part of Fairfax Financial Holdings Limited, a group engaged in property and casualty insurance and reinsurance.
Director of Underwriting, Sharing Economy (Remote) - Crum & Forster
Lead Sharing Economy underwriting at Crum & Forster, overseeing underwriters, complex auto liability exposures, broker partnerships, and profitable specialty insurance growth.
Description
- Direct underwriting for the Standard Accounts Sharing Economy business unit
- Lead, coach, and develop a team of underwriters
- Underwrite and oversee complex auto liability risks alongside related general liability and excess liability exposures
- Evaluate new and renewal business across pricing, structure, terms, conditions, and retentions
- Act as a referral resource for complex coverage, pricing, and underwriting matters
- Analyze and contribute to manuscript forms and customized policy language
- Set underwriting strategy to support profitable portfolio growth
- Collaborate with retail and wholesale brokers on new and renewal opportunities
- Partner with claims, legal, actuarial, product, and other internal teams
- Promote consistency and clarity in a coverage area shaped by nuanced and evolving risks
Requirements
- At least 10 years of underwriting experience, ideally in commercial casualty, commercial auto, or specialty lines
- Proven experience handling complex liability risks and non-standard exposures
- Advanced technical coverage expertise, including manuscript forms and customized policy wording
- Background managing or mentoring underwriting professionals
- Comfort working through ambiguity and changing risk considerations
- Strong communication, judgment, and decision-making abilities
- Experience with Transportation Network Company, Delivery Network Company, or Autonomous Vehicle risks is preferred but not required
- Strong underwriting and coverage analysis capabilities
- Ability to interpret and develop manuscript policy language
- Effective people leadership and coaching skills
- Sound judgment when managing complex, evolving situations
- Ability to balance growth objectives, risk selection, and profitability
- Skilled relationship management with retail and wholesale brokers
Benefits
- Competitive compensation package
- Generous employer 401(k) match
- Employee Stock Purchase Plan with employer matching
- Generous paid time off
- Health, dental, and vision coverage
- Wellness programs supporting physical, mental, and financial wellbeing
- Tuition reimbursement
- Support for industry certifications and professional training
- Dynamic, ambitious, collaborative work environment
- Matching donation program
- Volunteer opportunities
- Employee-led corporate giving program
- Equal employment opportunity and an inclusive workplace
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