Aspire General Insurance
Aspire General Insurance
1,001 – 5,000 Employees
FinanceInsuranceSaaS
Aspire General Insurance is a U.S.-based auto insurance carrier serving drivers through standard and non-standard personal auto policies. Founded in 2013, the company combines insurance expertise with digital tools for quoting, policy management, endorsements, payments, and claims. Its producer and insured portals support distribution through insurance agencies and producers, while streamlined workflows and Spanish-language customer service are designed to make coverage easier to manage.

Bodily Injury Claims Adjuster | Aspire General Insurance | Remote

Investigate, evaluate, and negotiate attorney-represented auto bodily injury claims. Support California claims operations remotely while handling files across multiple states.

Description

  • Investigate bodily injury claims by reviewing medical records, police reports, witness statements, and related evidence
  • Assess liability and damages using policy provisions, state regulations, and applicable legal standards
  • Coordinate with claimants, attorneys, medical providers, and other parties to collect required information and documentation
  • Review medical records, treatment plans, and billing materials to determine injury severity and claim exposure
  • Negotiate timely, equitable settlements within established authority limits
  • Manage attorney-represented claims from initial investigation through final resolution
  • Partner with managers, legal counsel, and internal teams to resolve complex claims
  • Keep claim files complete and accurate in line with company standards and regulatory requirements
  • Monitor developments in bodily injury claims, insurance regulations, and industry practices
  • Complete and submit demand evaluations to a supervisor within seven calendar days of receipt
  • Confirm that all demand conditions are met before extending settlement offers
  • Issue initial settlement offers at least three days before demand expiration
  • Support litigated claim files when needed, while litigation remains outside the primary focus of the role
  • Carry out additional duties as assigned

Requirements

  • At least three years of experience handling attorney-represented bodily injury claims
  • At least three years of experience as a bodily injury claims adjuster
  • Experience handling auto claims
  • Experience with litigation involving attorney-represented claims
  • Strong knowledge of insurance coverage, liability investigations, and bodily injury claim evaluation
  • Understanding of medical terminology, anatomy, and injury assessment
  • Demonstrated negotiation and settlement expertise
  • Strong written and verbal communication skills
  • Proficiency with claims management systems and Microsoft Office Suite
  • Availability Monday through Friday, 8:00 AM to 4:30 PM PST, to support California claims operations
  • Bachelor’s degree or equivalent insurance claims experience
  • California claims experience preferred
  • Experience with non-standard auto insurance preferred
  • Multi-state claims handling experience preferred
  • Active adjuster licenses in multiple states preferred
  • Strong investigative and analytical abilities
  • Sound judgment and effective decision-making skills
  • Exceptional negotiation capabilities
  • Ability to manage competing priorities in a fast-paced environment
  • Strong attention to detail and organizational abilities
  • Excellent customer service and relationship-building skills
  • Professional written and verbal communication skills
  • Ability to work independently and contribute to a collaborative team

Benefits

  • $2,500 sign-on bonus
  • Fully remote work arrangement
  • Occasional overtime may be required
  • Occasional business travel may be required

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