5.001 – 10.000 Angajați
FinanțeCrossCountry Mortgage, LLC este un creditor ipotecar american de retail care oferă servicii cumpărătorilor de locuințe, proprietarilor și investitorilor imobiliari, prin finanțare pentru achiziția de locuințe, refinanțarea creditelor ipotecare și accesarea capitalului propriu din locuință, inclusiv prin linii de credit HELOC. Echipa sa sprijină clienții pe tot parcursul procesului ipotecar, de la explorarea opțiunilor de împrumut până la completarea cererii și finalizarea tranzacției, cu servicii concepute atât pentru cumpărătorii aflați la prima achiziție, cât și pentru împrumutații cu experiență. În calitate de companie financiară cu un număr mare de angajați, CrossCountry Mortgage recrutează pentru diverse funcții care sprijină creditarea ipotecară, serviciile pentru clienți și operațiunile de creditare.
Senior Regulatory Counsel — Remote, United States
Advise CrossCountry Mortgage on mortgage origination laws, regulatory developments, and compliance implementation. Translate legal requirements into policies, controls, systems, and business guidance while mentoring junior counsel.
Descriere
- Analyze federal and state laws and regulations relevant to CCM’s business.
- Advise leadership and business stakeholders on legal matters and recommended actions.
- Draft legal memoranda and written analyses addressing complex regulatory and compliance issues.
- Assess new and amended regulations and determine their applicability to CCM.
- Collaborate with regulatory change implementation teams on impact assessments and change communications.
- Help implement regulatory changes through updates to policies and procedures.
- Investigate and resolve escalated legal and compliance matters.
- Review borrower rescission requests and advise on required actions and deadlines.
- Provide guidance on post-closing compliance, corrective actions, cures, and remediation.
- Assist with power-of-attorney and trust reviews for loan transactions.
- Manage and prioritize legal and compliance issues related to loan origination.
- Turn legal and regulatory obligations into risk-based guidance for the business.
- Translate regulatory requirements into business and system requirements, controls, and processes across Encompass, Mavent, and other platforms.
- Supervise, train, and mentor a junior attorney.
- Work with the EVP, Regulatory Counsel on complex regulatory issues and business challenges.
- Update the EVP, Regulatory Counsel on significant matters, emerging risks, and priorities.
Cerințe
- Juris Doctor (J.D.).
- Active bar license in good standing in at least one U.S. jurisdiction.
- At least five years of legal or regulatory compliance experience in mortgage lending or financial services.
- Experience interpreting regulatory changes and advising on implementation.
- Experience supervising or mentoring attorneys or compliance professionals preferred.
- Extensive knowledge of mortgage origination laws and regulations, including TILA/Regulation Z, RESPA/Regulation X, ECOA/Regulation B, HMDA, FCRA, the SAFE Act, UDAAP, and state lending and licensing requirements.
- Advanced legal research, analytical, and writing abilities.
- Ability to translate regulatory obligations into operational and technology requirements.
- Strong communication, strategic thinking, and problem-solving skills.
- Sound judgment when managing a high volume of matters and competing deadlines.
- Strong collaboration and organizational skills.
- Experience with loan origination systems; Encompass experience preferred.
- Experience with compliance technology such as Mavent.
Beneficii
- Competitive compensation plan.
- Medical insurance.
- Dental insurance.
- Vision insurance.
- 401(k) plan.
- Company-provided short-term disability coverage.
- Employee assistance program.
- Wellness program.
- Comprehensive benefits package.