Horace Mann
Horace Mann
Horace Mann oferă servicii de asigurări și servicii financiare pentru cadre didactice și angajați din sectorul public. Oferta sa include asigurări auto, pentru locuință și chiriași, de viață și suplimentare, precum și planificare pentru pensionare, administrarea investițiilor, planuri 529 de economisire pentru studii universitare și soluții pentru împrumuturi studențești. Compania sprijină, de asemenea, bunăstarea financiară a cadrelor didactice prin ateliere, seminare online și programe de parteneriat. Persoanele aflate în căutarea unui loc de muncă pot explora oportunitățile la Horace Mann, o companie care deservește aproape un milion de clienți din rândul cadrelor didactice din Statele Unite.

Senior Large Loss Property Adjuster

Handle high-exposure homeowner property claims for Horace Mann, an insurer serving educators. Investigate losses, analyze coverage, negotiate settlements, and support catastrophe response.

Descriere

  • Investigate high-exposure homeowner claims, including litigated files and cases involving attorneys or public adjusters.
  • Confirm coverage, interpret policy terms, and assess liability and damage scope.
  • Review claim facts and estimates to reach appropriate, timely resolutions.
  • Apply detailed knowledge of homeowners policies and jurisdictional documents.
  • Inspect properties on site when needed.
  • Investigate loss causes with policyholders, claimants, agents, legal counsel, contractors, experts, SIU, public officials, and other adjusters.
  • Check for prior losses and possible environmental exposures.
  • Reconcile contractor and mitigation estimates, working with vendors to value damage.
  • Create large-loss and total-loss estimates in Xactimate.
  • Negotiate settlements with policyholders, attorneys, and public adjusters.
  • Oversee restoration timelines for Additional Living Expense and Loss of Rent claims.
  • Interpret and apply policies, leases, bylaws, declarations, and contractual coverage terms.
  • Keep communication clear and timely throughout each claim.
  • Assist with catastrophe events as required.
  • Contribute to special projects and process improvement efforts.
  • Coach and train fellow claims professionals.

Cerințe

  • Five to seven years of dwelling estimating experience is preferred.
  • Experience handling homeowner property losses of $50,000 or more.
  • Strong claims and business judgment, including litigation experience.
  • Advanced ability to interpret homeowners policies and analyze coverage.
  • Proficiency with Xactimate; Level 3 certification is encouraged.
  • Able to work with vendors to determine damage and reconcile estimates.
  • Able to work in a fast-paced, customer-focused setting using claims systems and telephony platforms.
  • Must obtain and maintain required state adjuster licenses.
  • Must meet applicable jurisdictional regulatory requirements.
  • Strong communication, negotiation, analytical, and decision-making abilities.
  • Periodic travel may be needed for inspections or catastrophe support.

Beneficii

  • Bonus opportunity.
  • Periodic travel for inspections or catastrophe support.
  • Special rates and benefits are offered to educators.

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