Intact
Intact
Intact is an insurance-focused company with career opportunities spanning sales, customer service, claims, technology, underwriting, actuarial work, finance, legal, marketing, administration, operations, and human resources. Its roles support a broad range of business and specialist teams working to modernize insurance through collaboration and innovation. Intact also highlights an inclusive workplace where employees can develop their skills, contribute to meaningful work, and build careers across diverse functions.

Risk Consultant, Intact Prestige Insurance - Ontario

Assess high-value residential property risks for Intact Prestige insurance across Ontario. Inspect properties, calculate replacement costs, and advise underwriters on risk acceptance and loss prevention.

Description

  • Assess risks for new and prospective business
  • Calculate replacement costs, evaluate risk acceptability, and estimate potential losses
  • Develop recommendations and solutions suited to each property and situation
  • Provide a seamless customer experience while representing the Intact Prestige brand
  • Work with brokers, customers, and internal teams
  • Build relationships with local contractors and gather insight into construction costs and market trends
  • Assess finishes, features, and other characteristics of high-value residential properties
  • Inspect, measure, and photograph buildings to keep risk assessments current
  • Track construction forecasts, building costs, codes, territory trends, and unacceptable risk indicators
  • Share recommendations specific to risk, exposure, and territory while explaining product advantages
  • Guide stakeholders on loss prevention and mitigation measures
  • Support underwriters with new business growth and account retention
  • Find coverage gaps and communicate them to Underwriting
  • Manage a broad Ontario territory with regular travel and overnight stays

Requirements

  • At least three years of experience in property risk assessment, appraisal, and loss prevention
  • Strong customer service and verbal and written communication abilities
  • Ability to work independently and contribute effectively within a collaborative team
  • Demonstrated organizational and time-management skills
  • Strong knowledge of residential construction types and styles, fire protection systems, and distinctive home features
  • Ability to interpret architectural and builder plans is preferred
  • Ability to meet monthly deadlines while managing a demanding travel schedule
  • Willingness to travel frequently across Ontario, including overnight stays
  • Availability for flexible, autonomous working hours totaling 35 hours per week
  • Familiarity with architectural drawing software is an asset
  • CIP and CRM designations are preferred
  • Valid driver's licence and a strong driving record
  • Must be authorized to work in Canada from the anticipated start date through employment; immigration sponsorship is not provided

Benefits

  • Flexible working arrangements with a hybrid work model
  • Option to purchase up to five additional days off each year
  • Several physical and mental wellbeing benefits, including telemedicine and a Wellness account
  • Share plan and other savings opportunities worth up to 12% of salary or more
  • Annual bonus plan with a 7.5% target and potential payout of up to twice the target, based on individual and company performance
  • Employee Share Purchase Plan with Intact matching 50% of net shares
  • Defined benefit pension plan with the potential for guaranteed lifetime income
  • Workplace accommodations and accessible recruitment support

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