GM Financial
GM Financial
GM Financial, General Motors की कैप्टिव ऑटोमोटिव वित्त कंपनी है, जो उपभोक्ताओं, डीलरशिप, वाणिज्यिक ग्राहकों और फ्लीट्स के लिए वित्तपोषण और लीज़िंग समाधान प्रदान करती है। इसकी सेवाओं में वाहन वित्तपोषण, लीज़ प्रबंधन, पूर्व-योग्यता, खाता और मोबाइल भुगतान उपकरण, इलेक्ट्रिक वाहन वित्तपोषण, लीज़ समाप्ति सहायता, वाणिज्यिक ऋण, फ्लीट समाधान और निवेशक उत्पाद शामिल हैं। कंपनी अपनी उपभोक्ता और वाणिज्यिक गतिविधियों में ऑटोमोटिव, वित्तीय सेवाओं और व्यावसायिक ऋण विशेषज्ञता को एक साथ लाती है।

Credit Risk Analyst at GM Financial

Support credit risk oversight for GM Financial Bank’s consumer auto finance and deposit products. Analyze portfolios, monitor risk strategies, and prepare reporting for leadership and governance groups.

विवरण

  • Manage competing priorities in a startup banking setting
  • Assist the AVP of Credit Risk with developing, monitoring, and reporting on credit risk strategies
  • Produce recurring and ad hoc reports, dashboards, and analyses for management and governance committees
  • Evaluate origination trends, portfolio performance, and credit execution metrics to surface risks and opportunities
  • Help create, maintain, and monitor credit policies and procedures
  • Use data analysis and validation practices to maintain accuracy and audit readiness
  • Present analytical conclusions in clear, concise summaries for leadership
  • Help prepare reporting materials for leadership, committees, and the Board
  • Complete ad hoc research projects from data gathering through analysis and presentation
  • Build knowledge of credit decisioning systems, underwriting processes, and servicing effects
  • Collaborate with internal clients and management
  • Gain structured coaching and exposure to leadership and credit governance

आवश्यकताएँ

  • Working knowledge of data analysis, reporting, and visualization methods
  • Strong analytical ability and capacity to connect data trends with credit outcomes
  • Understanding of consumer credit fundamentals and interest in developing underwriting judgment
  • Exceptional attention to detail and commitment to data accuracy
  • Clear written and verbal communication skills
  • Ability to balance multiple priorities in a deadline-driven environment
  • Proficiency with Microsoft Excel, PowerPoint, and Word
  • Experience handling large datasets and complex spreadsheets
  • 0–2 years of experience using complex Excel workbooks, querying large multi-table datasets, analyzing data, and presenting findings; consumer loan or lease portfolio analysis, reporting, or forecasting experience is also relevant
  • Bachelor’s degree in Finance, Economics, Business, Mathematics, Business Analytics, MIS, or a related quantitative discipline required
  • Ability to use AI tools such as Microsoft Copilot in daily work
  • Ability to assess AI-generated outputs for accuracy, compliance, and bias
  • Experience incorporating AI into workflows to improve efficiency or insight
  • Familiarity with AI-assisted research, summarization, and content creation
  • Understanding of responsible AI practices, including ethics and data protection
  • Must not require visa sponsorship for this position

लाभ

  • 401(k) matching
  • 12 weeks of fully paid bonding leave for new parents
  • Tuition assistance
  • Training opportunities
  • GM employee vehicle discount
  • Paid community service time
  • Nine company holidays
  • Bonus eligibility

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