GM Financial
GM Financial
5.001 – 10.000 Angajați
ConsultanțăIndustria autoLogistică
GM Financial este compania de finanțare captivă a General Motors, oferind soluții de finanțare și leasing auto pentru consumatori, dealeri, clienți comerciali și flote. Serviciile sale includ finanțarea vehiculelor, gestionarea contractelor de leasing, precalificarea, instrumente pentru administrarea conturilor și plățile mobile, finanțarea vehiculelor electrice, asistență la încheierea leasingului, creditare comercială, soluții pentru flote și produse pentru investitori. Compania reunește expertiză în domeniul auto, al serviciilor financiare și al creditării pentru companii în cadrul operațiunilor sale pentru consumatori și clienți comerciali.

Credit Risk Analyst at GM Financial

Support credit risk oversight for GM Financial Bank’s consumer auto finance and deposit products. Analyze portfolios, monitor risk strategies, and prepare reporting for leadership and governance groups.

Descriere

  • Manage competing priorities in a startup banking setting
  • Assist the AVP of Credit Risk with developing, monitoring, and reporting on credit risk strategies
  • Produce recurring and ad hoc reports, dashboards, and analyses for management and governance committees
  • Evaluate origination trends, portfolio performance, and credit execution metrics to surface risks and opportunities
  • Help create, maintain, and monitor credit policies and procedures
  • Use data analysis and validation practices to maintain accuracy and audit readiness
  • Present analytical conclusions in clear, concise summaries for leadership
  • Help prepare reporting materials for leadership, committees, and the Board
  • Complete ad hoc research projects from data gathering through analysis and presentation
  • Build knowledge of credit decisioning systems, underwriting processes, and servicing effects
  • Collaborate with internal clients and management
  • Gain structured coaching and exposure to leadership and credit governance

Cerințe

  • Working knowledge of data analysis, reporting, and visualization methods
  • Strong analytical ability and capacity to connect data trends with credit outcomes
  • Understanding of consumer credit fundamentals and interest in developing underwriting judgment
  • Exceptional attention to detail and commitment to data accuracy
  • Clear written and verbal communication skills
  • Ability to balance multiple priorities in a deadline-driven environment
  • Proficiency with Microsoft Excel, PowerPoint, and Word
  • Experience handling large datasets and complex spreadsheets
  • 0–2 years of experience using complex Excel workbooks, querying large multi-table datasets, analyzing data, and presenting findings; consumer loan or lease portfolio analysis, reporting, or forecasting experience is also relevant
  • Bachelor’s degree in Finance, Economics, Business, Mathematics, Business Analytics, MIS, or a related quantitative discipline required
  • Ability to use AI tools such as Microsoft Copilot in daily work
  • Ability to assess AI-generated outputs for accuracy, compliance, and bias
  • Experience incorporating AI into workflows to improve efficiency or insight
  • Familiarity with AI-assisted research, summarization, and content creation
  • Understanding of responsible AI practices, including ethics and data protection
  • Must not require visa sponsorship for this position

Beneficii

  • 401(k) matching
  • 12 weeks of fully paid bonding leave for new parents
  • Tuition assistance
  • Training opportunities
  • GM employee vehicle discount
  • Paid community service time
  • Nine company holidays
  • Bonus eligibility

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