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TF Bank AB (publ)
TF Bank AB (publ)
201 – 500 Xodimlar
Bank ishiElektron tijoratFintex
TF Bank AB (publ) Skandinaviya mamlakatlari, Boltiqbo‘yi davlatlari va Yevropaning boshqa bozorlaridagi iste’molchilar hamda elektron tijorat bizneslariga xizmat ko‘rsatuvchi raqamli bankdir. 1987-yilda tashkil etilgan kompaniya keng ko‘lamli bank operatsiyalarini qo‘llab-quvvatlash uchun ishlab chiqilgan avtomatlashtirilgan texnologik platforma orqali iste’mol kreditlari, kredit kartalari va elektron tijoratni moliyalashtirish xizmatlarini taqdim etadi. Uning mahsulotlari kreditga layoqatli mijozlar uchun kichik summali, qisqa muddatli kreditlarni o‘z ichiga oladi, jamoalari esa bank ishi, fintech va raqamli savdo yo‘nalishlarida faoliyat yuritadi.
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Kompaniyadagi ish o‘rinlari

Credit Risk Performance Analyst – Tallinn Hybrid

Credit risk analyst role focused on portfolio performance, pre-collection strategy, SQL analysis, pricing, and performance monitoring. The position supports credit-loss prevention and portfolio transactions in a European personal-finance environment.

EEEstoniyaGibridTo‘liq stavkaO‘rta darajaSeniorTalab Qilinadigan Til: inglizchaSug‘urta
SQL

Tavsif

  • Assess performing credit portfolios by analysing payment behaviour, early delinquency, roll rates, vintages, customer segments, and profitability.
  • Turn emerging risks and opportunities into practical recommendations for the business.
  • Evaluate and enhance pre-collection strategies across customer selection, contact channels, treatment approaches, vendor performance, and cure rates.
  • Plan and assess tests that measure the incremental effect of pre-collection initiatives.
  • Build SQL analyses, datasets, and recurring reports on portfolio performance.
  • Support portfolio sales and forward-flow transactions through segmentation, data-tape preparation, cash-flow and pricing analysis, due diligence, and post-sale monitoring.
  • Maintain reliable data, consistent definitions, and clear documentation.
  • Communicate findings clearly and commercially to stakeholders, committees, and management.
  • Work closely with Credit Risk, Collections, Finance, Commercial, Data, country teams, and external partners.

Talablar

  • Advanced SQL skills and experience handling large, complex datasets.
  • A relevant degree or academic background in finance, economics, statistics, mathematics, data science, or a comparable quantitative discipline.
  • Experience in credit risk, portfolio analytics, consumer finance, collections, or another data-driven financial setting.
  • Strong analytical and problem-solving ability paired with sound commercial judgement.
  • Skill in translating complex analysis into clear conclusions and actionable recommendations.
  • An organised, self-directed approach with meticulous attention to data quality and detail.
  • Strong communication skills and confidence engaging with both technical and business stakeholders.
  • Professional fluency in English.
  • Experience with Power BI, advanced Excel, pre-collection, portfolio sales, or debt-purchase transactions is advantageous.

Imtiyozlar

  • Exposure to a wide range of markets and financial products.
  • Substantial ownership of analytical work.
  • The opportunity to influence portfolio performance, future credit-loss prevention, and portfolio transactions directly.
  • Close collaboration with key decision-makers.
  • A growing Group function with a clearly defined mandate.

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USAmerika Qo‘shma ShtatlariMAMassachusetsNYNyu-YorkMasofaviyTo‘liq stavkaSeniorTalab Qilinadigan Til: inglizchaMashinaviy o‘qitish muhandisi
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