PNC je raznoliko podjetje za finančne storitve in bančništvo, ki ponuja karierne priložnosti na različnih delovnih mestih v svoji organizaciji. Njegov pristop k delovnemu okolju poudarja vključevanje, dostopnost, raznolikost in sodelovanje v skupnosti ter vključuje možnosti zaposlovanja za študente, diplomante in veterane. PNC poudarja tudi svojo zavezanost enakim možnostim in skladnosti z delovnopravno zakonodajo, zato je lahko zanimiv za kandidate, ki iščejo velikega delodajalca na področju finančnih storitev s širokim naborom poklicnih možnosti.
Senior Compliance Program Specialist – Annuity and Insurance
Lead compliance oversight for PNC’s annuity, insurance, and broker-dealer activities. Assess products, controls, regulatory obligations, and supervisory practices.
Opis
- Plan compliance programs that help prevent unlawful, unethical, or improper business practices.
- Challenge conclusions and established practices constructively.
- Analyze data to identify compliance risks in business initiatives and support mitigation efforts.
- Assess compliance implications of marketing, sales programs, product development, document reviews, and other initiatives.
- Evaluate current and emerging risks and determine their significance.
- Research applicable laws, rules, and regulatory requirements.
- Draft or review compliance manuals, front-office materials, policies, and procedures.
- Oversee compliance monitoring and review activity against established risk limits.
- Direct compliance objectives for assigned businesses, products, services, and regulations.
- Explain compliance objectives to business partners.
- Independently scrutinize analyses and develop recommendations.
- Edit compliance reports and examine them for underlying issues.
- Escalate risks through governance channels and recommend corrective action plans.
- Help update or implement reporting that supports timely regulatory compliance.
- Provide subject matter expertise and independent oversight of broker-dealer and insurance activities.
- Advise on annuity exchanges, replacements, surrender considerations, compensation arrangements, and conflicts of interest.
- Support regulatory examinations, inquiries, remediation, and resolution of compliance matters.
- Evaluate new insurance and annuity products, enhancements, and distribution strategies.
- Contribute to product governance committees, business risk assessments, and strategic discussions.
- Build working relationships with business leaders, product management, supervision, legal, risk management, and other stakeholders.
- Turn complex regulatory requirements into practical guidance.
- Track regulatory and industry developments and advise leaders on their business impact.
- Use independent judgment and escalate significant compliance concerns.
Zahteve
- Experience in broker-dealer and insurance compliance, including annuities, suitability, sales practices, and supervisory requirements
- Strong knowledge of FINRA rules, SEC regulations, Regulation Best Interest, and relevant state insurance requirements
- Practical knowledge of variable, fixed, fixed indexed, and registered index-linked annuities, including their features, risks, and distribution considerations
- Experience assessing new products, business initiatives, regulatory risks, or supervisory controls
- A university or college degree is typically required at this level; a bachelor’s degree is listed
- At least three years of relevant direct industry experience
- A comparable combination of education, job-specific certifications, and experience, including military service, may substitute for a degree
- No certification is required
- No license is required
- No required or preferred language assessments
- Must work from Charlotte, North Carolina; Pittsburgh, Pennsylvania; or Cleveland, Ohio
- PNC does not sponsor employment visas or participate in STEM OPT for this position
Ugodnosti
- Medical and prescription coverage with a Health Savings Account feature
- Dental and vision plan options
- Life insurance for employees, spouses, and children
- Short- and long-term disability coverage
- 401(k) plan with a PNC match
- Pension plan
- Employee stock purchase plan
- Dependent care reimbursement account
- Backup care for children and older adults
- Reimbursement for adoption, surrogacy, and doula expenses
- Educational assistance, including full payment for select programs
- Wellness program with financial incentives
- Maternity and/or parental leave
- Up to 11 paid holidays annually
- Nine occasional absence days annually, unless otherwise required by law
- 15 to 25 vacation days annually, based on career level and years of service