PNC este o companie diversificată de servicii financiare și bancare, care oferă oportunități de carieră în roluri variate în întreaga organizație. Abordarea sa privind mediul de lucru pune accent pe incluziune, accesibilitate, diversitate și implicare în comunitate, oferind totodată căi de recrutare pentru studenți, absolvenți și veterani. PNC își subliniază, de asemenea, angajamentul față de egalitatea de șanse și respectarea legislației muncii, ceea ce poate face carierele sale relevante pentru candidații care caută un angajator important din domeniul serviciilor financiare, cu o gamă largă de posibilități profesionale.
Senior Compliance Program Specialist – Annuity and Insurance
Lead compliance oversight for PNC’s annuity, insurance, and broker-dealer activities. Assess products, controls, regulatory obligations, and supervisory practices.
Descriere
- Plan compliance programs that help prevent unlawful, unethical, or improper business practices.
- Challenge conclusions and established practices constructively.
- Analyze data to identify compliance risks in business initiatives and support mitigation efforts.
- Assess compliance implications of marketing, sales programs, product development, document reviews, and other initiatives.
- Evaluate current and emerging risks and determine their significance.
- Research applicable laws, rules, and regulatory requirements.
- Draft or review compliance manuals, front-office materials, policies, and procedures.
- Oversee compliance monitoring and review activity against established risk limits.
- Direct compliance objectives for assigned businesses, products, services, and regulations.
- Explain compliance objectives to business partners.
- Independently scrutinize analyses and develop recommendations.
- Edit compliance reports and examine them for underlying issues.
- Escalate risks through governance channels and recommend corrective action plans.
- Help update or implement reporting that supports timely regulatory compliance.
- Provide subject matter expertise and independent oversight of broker-dealer and insurance activities.
- Advise on annuity exchanges, replacements, surrender considerations, compensation arrangements, and conflicts of interest.
- Support regulatory examinations, inquiries, remediation, and resolution of compliance matters.
- Evaluate new insurance and annuity products, enhancements, and distribution strategies.
- Contribute to product governance committees, business risk assessments, and strategic discussions.
- Build working relationships with business leaders, product management, supervision, legal, risk management, and other stakeholders.
- Turn complex regulatory requirements into practical guidance.
- Track regulatory and industry developments and advise leaders on their business impact.
- Use independent judgment and escalate significant compliance concerns.
Cerințe
- Experience in broker-dealer and insurance compliance, including annuities, suitability, sales practices, and supervisory requirements
- Strong knowledge of FINRA rules, SEC regulations, Regulation Best Interest, and relevant state insurance requirements
- Practical knowledge of variable, fixed, fixed indexed, and registered index-linked annuities, including their features, risks, and distribution considerations
- Experience assessing new products, business initiatives, regulatory risks, or supervisory controls
- A university or college degree is typically required at this level; a bachelor’s degree is listed
- At least three years of relevant direct industry experience
- A comparable combination of education, job-specific certifications, and experience, including military service, may substitute for a degree
- No certification is required
- No license is required
- No required or preferred language assessments
- Must work from Charlotte, North Carolina; Pittsburgh, Pennsylvania; or Cleveland, Ohio
- PNC does not sponsor employment visas or participate in STEM OPT for this position
Beneficii
- Medical and prescription coverage with a Health Savings Account feature
- Dental and vision plan options
- Life insurance for employees, spouses, and children
- Short- and long-term disability coverage
- 401(k) plan with a PNC match
- Pension plan
- Employee stock purchase plan
- Dependent care reimbursement account
- Backup care for children and older adults
- Reimbursement for adoption, surrogacy, and doula expenses
- Educational assistance, including full payment for select programs
- Wellness program with financial incentives
- Maternity and/or parental leave
- Up to 11 paid holidays annually
- Nine occasional absence days annually, unless otherwise required by law
- 15 to 25 vacation days annually, based on career level and years of service