Capital One
Capital One
Capital One este o companie de servicii financiare și tehnologie financiară care oferă carduri de credit, împrumuturi auto, produse bancare și produse de economisire. Activitatea sa combină expertiza financiară cu tehnologia și instrumentele digitale pentru a îmbunătăți modul în care clienții își gestionează banii. Carierele din cadrul companiei se concentrează pe dezvoltarea unor soluții orientate către clienți, într-o forță de muncă diversă și incluzivă.

Credit Underwriting and Portfolio Management Analyst – Corporate & Sponsor Lending

Support credit underwriting and portfolio management for Capital One’s corporate and sponsor lending accounts. The role covers financial analysis, modeling, risk reviews, client updates, and loan modifications.

Descriere

  • Manage approximately 15 loan accounts as the primary account manager
  • Assess credit facilities using financial statements, spread analysis, covenant calculations, and overall risk evaluation
  • Maintain accurate, complete, and timely portfolio information
  • Analyze industry and market data to develop financial projections
  • Apply established credit policies and procedures across the portfolio
  • Prepare loan, market, and company information for annual client reviews and non-material amendments
  • Assist with material modifications, renewals, refinancings, and recapitalizations through due diligence, analysis, and financial modeling
  • Present account updates to senior leaders during quarterly portfolio reviews
  • Coordinate closing requirements with internal partners
  • Take part in coaching, client calls, site visits, mentorship, deal shadowing, and structured career guidance

Cerințe

  • Bachelor’s degree or military experience
  • At least two years of experience in credit underwriting, portfolio management, or asset management
  • New employment authorization sponsorship is not available for this position
  • Preferred: bachelor’s degree in accounting or finance
  • Preferred: coursework or training in credit risk management

Beneficii

  • Performance-based incentive compensation may include cash bonuses and/or long-term incentives
  • Comprehensive, competitive benefits across health, financial well-being, and other areas of total wellness

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