U.S. Bank
U.S. Bank
U.S. Bank este o instituție de servicii financiare cu sediul în Statele Unite, care deservește persoane fizice și companii prin servicii bancare pentru retail și companii, administrarea averilor, evaluarea creditelor și administrarea investițiilor. Compania sprijină, de asemenea, inițiativele de educație financiară și implicarea în comunitate. Conținutul său despre cariere evidențiază accentul pus pe incluziune, cultura organizațională, dezvoltarea angajaților, precum și sănătate și bunăstare. U.S. Bank este membră FDIC pentru produsele de depozit eligibile; produsele de investiții și de asigurare nu sunt asigurate de FDIC și își pot pierde valoarea.

Credit Analyst - Commercial Underwriting | U.S. Bank | Onsite

Analyze and approve commercial credit for U.S. Bank customers and businesses in an onsite role. Assess portfolios and credit risk while preparing lending recommendations.

Descriere

  • Approve new, renewal, and extension credit or recommend decisions to final lending authorities.
  • Gather, analyze, and interpret credit information for existing and prospective customers.
  • Review accounts and portfolios to identify credit-quality concerns and determine appropriate action.
  • Protect credit quality while reducing company risk and potential losses.
  • Apply software and technology tools to support credit analysis.
  • Assess available courses of action and provide recommendations or decisions.

Cerințe

  • Bachelor’s degree or equivalent professional experience.
  • Typically five or more years of relevant experience.
  • Commercial underwriting experience is strongly preferred.
  • Commercial real estate underwriting experience is strongly preferred.
  • Experience with individual or personal financial underwriting.
  • Strong credit analysis and analytical capabilities.
  • Thorough knowledge of credit analysis, credit administration, credit policies and procedures, and risk analysis.
  • Academic or professional background in economics, accounting, or finance.
  • Strong technical report-writing ability.
  • Clear and effective verbal and written communication skills.
  • Proficiency navigating computers and using a range of software applications.
  • Ability to follow U.S. Bank policies and procedures, including the Code of Ethics and Business Conduct and applicable workplace conduct and safety requirements.

Beneficii

  • Medical, dental, and vision healthcare coverage.
  • Basic and optional term life insurance.
  • Short-term and long-term disability coverage.
  • Pregnancy disability and parental leave.
  • 401(k) plan and employer-funded retirement plan.
  • Paid vacation ranging from two to five weeks based on salary grade and tenure.
  • Up to 11 paid holiday opportunities.
  • Adoption assistance.
  • Sick and Safe Leave accruing at one hour per 30 hours worked, up to 80 hours per calendar year unless otherwise required by law.
  • Incentive and recognition programs.
  • Employee equity stock purchase opportunity.
  • 401(k) contribution.
  • Pension.

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