U.S. Bank
U.S. Bank
U.S. Bank — жеке тұлғалар мен бизнеске бөлшек және корпоративтік банкинг, әл-ауқатты басқару, кредиттік андеррайтинг және инвестицияларды басқару қызметтерін ұсынатын, Америка Құрама Штаттарында орналасқан қаржылық қызметтер ұйымы. Компания қаржылық сауаттылық бастамалары мен қоғаммен өзара іс-қимылды да қолдайды. Оның мансапқа арналған материалдарында инклюзияға, жұмыс орнының мәдениетіне, қызметкерлердің дамуына, денсаулық пен әл-ауқатқа баса назар аударылады. U.S. Bank талаптарға сай депозиттік өнімдер бойынша FDIC мүшесі болып табылады; инвестициялық және сақтандыру өнімдері FDIC сақтандыруымен қамтылмайды және құнын жоғалтуы мүмкін.

Credit Analyst - Commercial Underwriting | U.S. Bank | Onsite

Analyze and approve commercial credit for U.S. Bank customers and businesses in an onsite role. Assess portfolios and credit risk while preparing lending recommendations.

Сипаттама

  • Approve new, renewal, and extension credit or recommend decisions to final lending authorities.
  • Gather, analyze, and interpret credit information for existing and prospective customers.
  • Review accounts and portfolios to identify credit-quality concerns and determine appropriate action.
  • Protect credit quality while reducing company risk and potential losses.
  • Apply software and technology tools to support credit analysis.
  • Assess available courses of action and provide recommendations or decisions.

Талаптар

  • Bachelor’s degree or equivalent professional experience.
  • Typically five or more years of relevant experience.
  • Commercial underwriting experience is strongly preferred.
  • Commercial real estate underwriting experience is strongly preferred.
  • Experience with individual or personal financial underwriting.
  • Strong credit analysis and analytical capabilities.
  • Thorough knowledge of credit analysis, credit administration, credit policies and procedures, and risk analysis.
  • Academic or professional background in economics, accounting, or finance.
  • Strong technical report-writing ability.
  • Clear and effective verbal and written communication skills.
  • Proficiency navigating computers and using a range of software applications.
  • Ability to follow U.S. Bank policies and procedures, including the Code of Ethics and Business Conduct and applicable workplace conduct and safety requirements.

Артықшылықтар

  • Medical, dental, and vision healthcare coverage.
  • Basic and optional term life insurance.
  • Short-term and long-term disability coverage.
  • Pregnancy disability and parental leave.
  • 401(k) plan and employer-funded retirement plan.
  • Paid vacation ranging from two to five weeks based on salary grade and tenure.
  • Up to 11 paid holiday opportunities.
  • Adoption assistance.
  • Sick and Safe Leave accruing at one hour per 30 hours worked, up to 80 hours per calendar year unless otherwise required by law.
  • Incentive and recognition programs.
  • Employee equity stock purchase opportunity.
  • 401(k) contribution.
  • Pension.

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